Texas Medical Malpractice Insurance

As a physician, you studied a long time to learn how to make the right decisions. Selecting your Medical Malpractice Insurance in Texas shouldn’t be any different than deciding on the right diagnosis for a patient.

MyMedicalMalpracticeInsurance.com has specialists in Texas ready to help you meet your insurance goals. We have access to every A-listed medical malpractice insurance company in Texas, and will work for you to make them compete for the right to issue your policy. Our med-mal insurance professionals have shared their expert advice with thousands of doctors and healthcare professionals, and they are ready to help you find the right coverage to satisfy all your liability needs, at the best rates around.

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Why Texas Physicians choose My Medical Malpractice Insurance:

  • Medical Malpractice Insurance quotes from the leading Medical Malpractice Insurers in Texas.

  • Physician Discounts Available: Risk Management, Claims-free, New to Practice.

  • Prior Acts Coverage is included. It is not necessary to purchase separate tail coverage.

  • Our veteran liability specialists shape your policy to fit your needs.

  • Free Practice Tools: Online Patient Satisfaction Survey System, Certified Professional Healthcare Risk Manager (CPHRM) on staff, plus many other tools to help your practice succeed and thrive.

  • We've teamed up with the Medical Liability Monitor -- the nation's leading independent source of Medical Liability Insurance news as well as the political, legal and risk management issues that affect the healthcare industry --to publish historic rate data for every city in the Lone Star State. This information offers insight into Texas' data trends when making an informed decision on your medical malpractice insurance coverage and carrier. Just another reason why MyMedicalMalpracticeInsurance.com is the preferred online site for Texas physicians, medical groups and healthcare professionals looking to lower their rates and find the best coverage.

  • Request your free Texas Medical Malpractice Insurance Quote today.

Texas Medical Malpractice Insurance


Texas is a shining example of the positive effect comprehensive tort reform can have on medical malpractice insurance premiums. And, in response to shrinking medical malpractice insurance rates, doctors are flocking to practice in the state.

Texas has long had a physician-friendly legal system. In 1989, Texas lawmakers made it a requirement that juries be instructed that a bad medical outcome does not necessarily equate to negligence and also indemnified emergency room physicians and OB/Gyns for the first $100,000 of any finding of error.

In 2003, the Texas state government doubled-down on its tort reforms, passing sweeping liability legislation and successfully ushering through a ballot initiative that validated its ability to set noneconomic damage caps. This ceiling on noneconomic damages is at the heart of Texas’ success, capping pain-and-suffering compensation at $250,000 per occurrence for all healthcare workers; $250,000 per occurrence for hospitals; and a second $250,000 per occurrence for any other separate healthcare institution.

Whereas, when other states pass noneconomic damage cap legislation, the medical professional liability insurers tend to take a wait-and-see approach prior to lowering premiums, Texas was able to sidestep the waiting game because its citizenry voted to affirm a constitutional amendment that enshrines the legislature’s authority to create noneconomic limits. This removes any argument by the judicial branch that such caps clash with any constitutional right to have damages decided by a jury. In 2010 alone, both Illinois' and Georgia’s Supreme Courts struck down their noneconomic caps based on this reasoning.

According to the Texas Medical Association, the ballot initiative’s success is attributable to a near constant grassroots effort. Because the trial lawyer lobby has deep pockets and is able to employ a team of professional lobbyists, it was crucial to create strong relationships at the local level, especially with the media. The TMA helped physicians write testimonials and letters to the editor as well as sponsored media training seminars for physicians looking to be the face of the reform movement.

The effect on Texas medical malpractice insurance premiums was almost immediate. The largest medical malpractice insurance company iin Texas cut rates by 12 percent the year after the tort reforms passed, and—to date—malpractice insurance rates have fallen by 27.5 percent on average, while the number of doctors applying to practice in the state has grown by 60 percent.

The influx of physicians has been a literal lifesaver in Texas. Once facing an access-to-care crisis, 82 counties have seen a net gain in emergency room physicians; 26 counties now have their first emergency room doctor; and more than 10, their first OB/Gyn. Hospitals are able to reinvest the malpractice savings in scarce, high-risk services like neurosurgery and neonatal units.

With medical malpractice insurance rates in a freefall, and the number of insurers writing medical liability coverage in the state growing, it is more important than ever to enlist the help of a reputable broker with access to every carrier. The broker with the greatest access to carriers has the ability to impartially shop for the best coverage at the most reasonable price point.

Texas Builds Upon 2003 Tort reforms by Passing Loser Pays Legislation for Frivolous Lawsuits


Upon election to his third term as the governor of Texas, Rick Perry kicked off the 2011 legislative session by urging lawmakers to build upon previous improvements to the state's legal system by further expanding lawsuit reform. Specifically, Perry advocated for the creation of a "loser pays" court system that would ensure victims of frivolous lawsuits do not bear the financial burden of defending themselves.

Our 2003 medical lawsuit reforms improved patient access and the supply of medical professionals across our state, but more is needed to restrain frivolous lawsuits and personal injury lawyers, Perry said. Despite the significant lawsuit reforms passed earlier this decade, Texans and Texas employers are still hit with frivolous lawsuits that cost thousands or even millions of dollars in legal fees to defend. It is time to introduce a higher degree of balance and accountability into our legal system.

Pushed by Perry as an emergency priority for 2011, the "loser pays" legislation passed both houses of the Texas legislature in May.

In addition to giving the Texas court system the power to require a plaintiff to pay the defendant¹s attorney fees if a jury determines a suit is frivolous, it also sets up a fee-shifting mechanism penalizing lawsuit winners if they don¹t win enough. If a plaintiff wins a judgment of less than 80 percent of a defendant¹s settlement offer, the winner will still be obligated to pay the defendant¹s legal fees. The legislation further creates an early dismissal option for frivolous lawsuits and establishes a system for expedited trials and limited discovery for claims between $10,000 and $100,000.

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TEXAS
Physician Medical Malpractice Insurance Rates


2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010


2000
Request a Free Medical Malpractice Insurance Quote in Texas

FPIC (AMER.PHYS.INSURANCE EX.)
COUNTY INTERNAL MEDICINE
(% change since last survey)
GENERAL SURGERY
(% change since last survey)
OB/GYN
(% change since last survey)
Houston,Harris and Jefferson Cos.
 $17,128
+10.7%		 $27,126
+20.3%		 $38,707
+11.2%
Valley,Cameron,Hidalgo,Starr, Willacy, Zapata Cos
 $18,824
+10.7%		 $60,660
+29.7%		 $88,704
+17.5%
Rest of state
 $13,173
+10.7%		 $20,865
+38.6% 		$31,671
+18.3%


MEDICAL ASSURANCE
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Brazoria,Galveston,Harris,
Jefferson,Montgomery,
Cameron, Ft. Bend, Orange
Webb, Maverick, Dimmit,
Zapata, Jim Hogg and Hidalgo
 $14,552
0%		 $50,930
0%		 $72,760
0%
El Paso,Hudspeth,Culberson,
Reeves, Jeff Davis Presidio, Brewster,Pecos, Terrell,
Crockett, Val Verde, Loving, Winkler, Ector, Midland,
Glasscock, Ward, Crane, Upton, Reagan and Kinney
$9,313
0%		 $32,595
0%		 $46,566
0%
Dallas, Tarrant, Denton, Collin, Rockwell, Kaufman, Ellis, Johnson, Parker and Wise
 $7,858
0%		 $27,502
0%		 $39,290
0%
Rest of State $7,276
0%		 $25,465
0%		 $36,380
0%


SCPIE HOLDINGS, INC.
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OBGYN
% change since last survey
Brazoria,Galveston,Harris,
Jefferson, Montgomery, Cameron, FT. Bend, Hidalgo, Orange
 $14,929
0%		 $26,541
0%		 $41,470
0%
Dallas, El Paso, Tarrant
 $11,446
0%		 $20,348
0%		 $31,794
0%
Rest of State
 $9,952
0%		 $17,693
0%		 $27,645
0%


TEXAS JOINT UNDERWRITING ASSOCIATION
(WRITES OCCURENCE COVERAGE)
TERRITORY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Highest rated 
 $25,906
0%		 $149,537
0%		 $179,444
0%
Lowest rated 
 $17,270
0%		 $99,692
0%		 $119,626
0%


TEXAS MEDICAL LIABILITY TRUST
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OBGYN
% change since last survey
Lowest; Amarillo, Lubbock $8,072
+24.6%		 $21,816
+30.5%		 $30,537
+16.1%
Highest; Brownsville, Laredo, EL Paso
 $18,783
+48.6%		 $50,911
+39.5%		 $73,660
+27.7%


2001 Up
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MEDICAL ASSURANCE (PROASSURANCE)
COUNTY INTERNAL MEDICINE
(% change since last survey)
GENERAL SURGERY
(% change since last survey)
OB/GYN
(% change since last survey)
Brazoria,Galveston,Harris,
Jefferson,Montgomery,Cameron
Ft.Bend,Orange,Webb,Maverick
Dimmit,Zapata,Jim Hogg,Starr and Hidalgo Cos
 $14,552
0%		 $50,930
0%		 $72,760
0%
El Paso, Hudspeth, Culberson, Reeves, Jeff Davis Presidio,
Brewster, Pecos, Terrell, Crockett, Val Verde, Loving, Winkler, Ector, Midland, Glasscock,Ward, Crane, Upton, Reagan and Kinney Counties
 $9,313
0%		 $32,595
0%		 $46,566
0%
Dallas, Tarrant, Denton, Collin, Rockwell, Kaufman, Ellis, Johnson, Parker and Wise counties
 $7,858
0%		 $27,502
0%		 $39,290
0%
Rest of State
 $7,276
0%		 $25,465
0%		 $36,380
0%


AMERICAN HEALTHCARE IDEMNITY CO. (SCPIE HOLDINGS, INC.)
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Brazoria,Galveston,Harris
Jefferson, Montgomery,Cameron, Ft. Bend, Hidalgo, Orange
 $25,070
68.6%		 $44,748
68.6%		 $69,918
68.6%
Dallas, El Paso, Tarrant
 $19,297
68.6%		 $34,306
68.6%		 $53,604
68.6%
Rest of state
 $16,779
68.6%		 $29,830
68.6%		 $46,607
68.6%


TEXAS JOINT UNDERWRITING ASSOCIATION
(WRITES OCCURRENCE COVERAGE)
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OBGYN
% change since last survey
Harris
 $23,206
0%		 $133,957
0%		 $160,746
0%
All other counties
 $15,472
0%		 $89,306
0%		 $107,161
0%


TEXAS MEDICAL LIABILITY TRUST
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Lowest; Amarillo,Lubbock
 $11,077
+37.2%		 $24,156
+33.6%		 $38,260
+25.3%
Highest; Brownsville,Laredo, El Paso
 $25,563
+36.1%		 $67,555
+32.7%		 $91,894
+24.8%


2002 Up
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MEDICAL ASSURANCE CO. (PROASSURANCE)
COUNTY INTERNAL MEDICINE
(% change since last survey)
GENERAL SURGERY
(% change since last survey)
OB/GYN
(% change since last survey)
Bowie,Brooks,Cameron,
Duval,Grayson,Hidalgo,
Jim Hogg,Jim Wells,
Kennedy,Kleberg,Starr
Webb,Willacy and Zapata Cos.) Territory 1
 $20,366
+40%		 $68,781
+35.1%		 $97,830
+34.5%
Aransas,Bee,Brazoria,
Brewster,Calhoun,
Chambers,Crane,Crockett
Culberson,Dimmit, El Paso, Ft.Bend,Galveston,Glasscock,
Harris,Hudspeth,Jackson,
Jeff Davis,Jefferson,Kinney, LaSalle,Live Oak,Loving,Matagorda,Maverick,
McMullen,Montgomery,Nueces,
Orange,Pecos,Presidio,Reagan,Reeves,
Refugio, San Patricio, Terrell, Crockett, Upton,Val Verde, Ward and Winkler . Territory 2
 $13,034
+40%		 $43,120
+32.3%		 $61,171
+31.4%
Collin, Dallas, Denton, Ector, Ellis, Johnson, Kaufman, Parker Rockwall and Wise. Territory 3
 $10,998
+40%		 $35,992
+30.9% 		$50,988
+29.8%
Rest of state.  Territory 4 $10,183
+40%		 $33,141
+30.1%		 $46,915
+29%


TEXAS MEDICAL LIABILITY TRUST (TMLT)
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Lowest; Amarillo, Lubbock
 $12,680
+14.5%		 $34,144
+17.1%		 $42,710
+11.6%
Highest; Brownsville, Laredo, El Paso
 $26,334
+3%		 $71,200
+5.4%		 $92,326
+.5%


TEXAS JOINT UNDERWRITING ASSOCIATION
(WRITES OCCURRENCE COVERAGE)
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OBGYN
% change since last survey
Harris County
 $34,346
+68%		 $87,616
-35%		 $116,822
-27%
All other counties
 $27,477
+56%		 $70,092
-30%		 $93,457
-13%


2003 Up
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THE DOCTORS COMPANY
COUNTY INTERNAL MEDICINE
(% change since last survey)
GENERAL SURGERY
(% change since last survey)
OB/GYN
(% change since last survey)
Brazoria,Cameron
Duval, El Paso, Galveston,Harris
 $29,640
22.0%		 $109,668
23.0%		 $131,601
20.0%
Angelina,Aransas,Bexar,
Calhoun, Dallas
 $20,919
19.0%		 $77,400
20.0%		 $92,880
26.0%
Remainder of state
 $18,975
23.0%		 $69,542
23.0% 		$83,450
30.0%


MEDICAL ASSURANCE CO. (PRO ASSURANCE)
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Bowie, Brooks, Cameron, Duval, Grayson, Hidalgo, Jim Hogg, Jim Wells, Kennedy, Kleberg, Starr, Webb, Willacy, Zapata
 $28,004
37.5%		 $95,514
38.9%		 $136,020
39.0%
Aransas,Bee,Brazoria,
Brewster,Calhoun,
Chambers,Crane,Crockett
Culberson,Dimmit, El Paso, Ft.Bend,Galveston,Glasscock,
Harris,Hudspeth,Jackson,
Jeff Davis,Jefferson,Kinney, LaSalle,Live Oak,Loving,Matagorda,Maverick,
McMullen,Montgomery,Nueces,
Orange,Pecos,Presidio,Reagan,Reeves,
Refugio, San Patricio, Terrell, Crockett, Upton,Val Verde, Ward and Winkler		 $17,923
37.5%		 $60,229
39.7%		 $85,613
40.0%
Collin,Dallas,Denton,Ector, Ellis, Johnson, Kaufman, Parker, Rockwall, Tarrant, Wise
$15,122
37.5%		 $50,428
40.1%		 $71,611
40.4%
Remainder of state $14,002
37.5%		 $46,507
40.3%		 $66,010
40.7%


TEXAS JOINT UNDERWRITING ASSOCIATION
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OBGYN
% change since last survey
Harris
$34,346
0%		 $87,616
0%		 $116,822
0%
Remainder of state
 $27,477
0%		 $70,092
0%		 $93,457
0%


TEXAS MEDICAL LIABILITY TRUST (TMLT)
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Lowest; Amarillo,Lubbock
 $14,582
15.0%		 $39,266
15.0%		 $49,117
15.0%
Highest; Brownsville, Laredo, El Paso
 $26,334
0%		 $71,200
0%		 $92,326
0%


2004 Up
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MEDICAL ASSURANCE CO. (PRO ASSURANCE)
COUNTY INTERNAL MEDICINE
(% change since last survey)
GENERAL SURGERY
(% change since last survey)
OB/GYN
(% change since last survey)
Bowie, Brooks, Cameron, Duval, Grayson, Hidalgo, Jim Hogg, Jim Wells, Kennedy, Kleberg, Starr, Webb, Willacy, Zapata $34,292
22.5%		 $116,018
21.5%		 $165,054
21.3%
Aransas,Bee,Brazoria,
Brewster,Calhoun,
Chambers,Crane,Crockett
Culberson,Dimmit, El Paso, Ft.Bend,Galveston,Glasscock,
Harris,Hudspeth,Jackson,
Jeff Davis,Jefferson,Kinney, LaSalle,Live Oak,Loving,Matagorda,Maverick,
McMullen,Montgomery,Nueces,
Orange,Pecos,Presidio,Reagan,Reeves,
Refugio, San Patricio, Terrell, Crockett, Upton,Val Verde, Ward and Winkler 		$22,524
25.7%		 $74,828
24.2%		 $106,211
24.1%
Collin,Dallas,Denton,Ector, Ellis, Johnson, Kaufman, Parker, Rockwall, Tarrant, Wise $19,255
27.3%		 $63,387
25.7%		 $89,866
25.5%
Remainder of state $17,947
28.2%		 $58,810
26.5%		 $83,328
26.2%


GE MEDICAL PROTECTIVE
(All business written through MedPro's risk purchasing group)
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Brazoria, Fort Bend, Galveston,
Harris, Jefferson, Montgomery, Orange
 $26,126
16.2%		 $93,020
34.1%		 $109,631
16.2%
Collin, Dallas, El Paso, Grayson,
Kaufman, Tarrant, Denton, Ellis, Johnson, Parker,Rock,Wall, Wise
 $23,329
3.8%		 $83,064
19.7%		 $97,897
3.8%
Andrews,Archer,Armstong,Bailey,
Baylor,Borden,Briscoe,Carson,Castro,
Childress,Clay,Cochran,Collingsworth,Cottle,
Crosby,Dallam,Dawson,Deaf Smith,Dickens,
Donley,Fisher,Floyd,Foard,Gaines,Garza,Gray,
Hale,Hall,Hansford,Hardeman,Hartley,Haskell,
Hemphill,Hockley,Howard,Hutchinson,Jones,Kent,
King,Knox,Lamb,Lipscomb,Lubbock,Lynn,Martin,
Mitchell,Moore,Motley,Nolan,Ochiltree,Oldham,Parmer,
Potter,Randall,Roberts,Scurry, Shackelford,Sherman,
Stonewall, Swisher,Taylor, Terry, Throckmorton,Wheeler,Wichita,Wilbarger,Yoakum
 $16,982
-7.0%		 $60,463
7.2%		 $71,260
-7.0%
Cameron,Hidalgo
 $36,018
-6.6%		 $128,239
7.7%		 $151,138
-5.9
Remainder of state $18,663
-6.6%		 $66,446
7.7%		 $78,311
-6.6%


TEXAS MEDICAL LIABILITY TRUST (TMLT)
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OBGYN
% change since last survey
Lowest: Amarillo,Lubbock
 $12,832
-12.0%		 $34,554
-12.0%		 $43,223
-12.0%
Highest: Brownsville,Laredo, El Paso
 $23,174
-12.0%		 $62,656
-12.0%		 $81,247
-12.0%


TEXAS JOINT UNDERWRITING ASSOCIATION
County INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Harris
$34,346
0.0%		 $87,616
0.0%		 $116,822
0.0%
Remainder of state
 $27,477
0.0%		 $70,092
0.0%		 $93,457
0.0%


THE DOCTORS COMPANY
County INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Brazoria,Cameron,Chambers,
Duval,El Paso, Galveston,Harris,Hidalgo,Jefferson,
Jim Hogg, Matagorda,Maverick,Orange,
Starr,Webb,Willacy,Zapata
 $29,640
0%		 $109,668
0%		 $131,601
0%
Angelina, Aransas,Bexar,Calhoun,Dallas,
Ellis,Fort Bend,Gregg,Jackson,Johnson,
Kaufman,Kendall,Montgomery, Nueces, Rusk, Somervell,Tarrant, Travis, Tyler,
Wharton
 $20,919
0%		 $77,400
0%		 $92,880
0.0%
Remainder of state
 $18,795
0.0%		 $69,542
0.0%		 $83,450
0.0%


2005 Up
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MEDICAL ASSURANCE CO. (PRO ASSURANCE)
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Bowie, Brooks, Cameron, Duval, Grayson, Hidalgo, Jim Hogg, Jim Wells, Kennedy, Kleberg, Starr, Webb, Willacy, Zapata $31,660
-7.7%		 $106,684
-8.0%		 $151,699
-8.1%
Aransas,Bee,Brazoria,
Brewster,Calhoun,
Chambers,Crane,Crockett
Culberson,Dimmit, El Paso, Ft.Bend,Galveston,Glasscock,
Harris,Hudspeth,Jackson,
Jeff Davis,Jefferson,Kinney, LaSalle,Live Oak,Loving,Matagorda,Maverick,
McMullen,Montgomery,Nueces,
Orange,Pecos,Presidio,Reagan,Reeves,
Refugio, San Patricio, Terrell, Crockett, Upton,Val Verde, Ward and Winkler 		$20,856
-7.4%		 $68,872
-8.0%		 $97,682
-8.0%
Collin,Dallas,Denton,Ector, Ellis, Johnson, Kaufman, Parker, Rockwall, Tarrant, Wise $17,855
-7.3%		 $58,369
-7.9%		 $82,677
-8.0%
Remainder of State $16,655
-7.2%		 $54,167
-7.9		 $76,675
-8.0


MEDICAL PROTECTIVE
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OBGYN
% change since last survey
Brazoria,Fort Bend,Galveston,
Jefferson,Montgomery,Orange
 $26,126
0.0%		 $91,162
-2.0%		 $109,631
0.0%
Collin,Dallas,El Paso,Grayson,Kaufman,Tarrant,
Denton,Ellis,Johnson,Parker,Rockwall,Wise Cos.
 $23,329
0.0%		 $81,402
-2.0%		 $97,897
0.0%
Andrews,Archer,Armstong,Bailey,
Baylor,Borden,Briscoe,Carson,Castro,
Childress,Clay,Cochran,Collingsworth,Cottle,
Crosby,Dallam,Dawson,Deaf Smith,Dickens,
Donley,Fisher,Floyd,Foard,Gaines,Garza,Gray,
Hale,Hall,Hansford,Hardeman,Hartley,Haskell,
Hemphill,Hockley,Howard,Hutchinson,Jones,Kent,
King,Knox,Lamb,Lipscomb,Lubbock,Lynn,Martin,
Mitchell,Moore,Motley,Nolan,Ochiltree,Oldham,Parmer,
Potter,Randall,Roberts,Scurry, Shackelford,Sherman,
Stonewall, Swisher,Taylor, Terry, Throckmorton,Wheeler,Wichita,Wilbarger,Yoakum 		$16,982
0.0%		 $59,253
-2.0%		 $71,260
0.0%
Cameron, Hidalgo Cos.
 $36,018
0.0%		 $125,672
-2.0%		 $151,138
0.0%
Remainder of State
 $18,663
0.0%		 $65,116
-2.0%		 $78,311
0.0%


TEXAS MEDICAL LIABILITY TRUST (TMLT)
County INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Lowest: Amarillo,Lubbock $12,191
-5.0%		 $32,826
-5.0%		 $41,061
-5.0%
Highest: Brownsville,Laredo, El Paso $22,015
-5.0%		 $59,523
-5.0%		 $77,184
-5.0%


TEXAS JOINT UNDERWRITING ASSOCIATION
County INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Harris County
 $30,910
-10.0%		 $78,854
-10.0%		 $105,140
-10.0%
Remainder of state
 $24,730
-10.0%		 $63,082
-10.0%		 $84,112
-10.0%


THE DOCTORS COMPANY 
COUNTY INTERNAL MEDICINE
(% change since last survey)
GENERAL SURGERY
(% change since last survey)
OB/GYN
(% change since last survey)
Brazoria,Cameron,Chambers,
Duval,El Paso, Galveston,Harris,Hidalgo,Jefferson,
Jim Hogg, Matagorda,Maverick,Orange,
Starr,Webb,Willacy,Zapata 		$27,451
-7.4%		 $107,058
-2.4%		 $119,960
-8.8%
Angelina, Aransas,Bexar,Calhoun,Dallas,
Ellis,Fort Bend,Gregg,Jackson,Johnson,
Kaufman,Kendall,Montgomery, Nueces, Rusk, Somervell,Tarrant, Travis, Tyler,
Wharton 		$19,374
-7.4%		 $75,558
-2.4%		 $84,664
-8.8%
Remainder of state $17,407
-7.4%		 $67,887
-2.4%		 $76,068
-8.8%


2006 Up
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MEDICAL ASSURANCE CO. (PRO ASSURANCE)
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Bowie, Brooks, Cameron, Duval, Grayson, Hidalgo, Jim Hogg, Jim Wells, Kennedy, Kleberg, Starr, Webb, Willacy, Zapata $31,660
0.0%		 $106,684
0.0%		 $151,699
0.0%
Aransas,Bee,Brazoria,
Brewster,Calhoun,
Chambers,Crane,Crockett
Culberson,Dimmit, El Paso, Ft.Bend,Galveston,Glasscock,
Harris,Hudspeth,Jackson,
Jeff Davis,Jefferson,Kinney, LaSalle,Live Oak,Loving,Matagorda,Maverick,
McMullen,Montgomery,Nueces,
Orange,Pecos,Presidio,Reagan,Reeves,
Refugio, San Patricio, Terrell, Crockett, Upton,Val Verde, Ward and Winkler 		$20,856
0.0%		 $68,872
0.0%		 $97,682
0.0%
Collin,Dallas,El Paso,Grayson,Kaufman,Tarrant,
Denton,Ellis,Johnson,Parker,Rockwall,Wise Cos. 		$17,855
0.0%		 $58,369
0.0%		 $82,677
0.0%
Remainder of State $16,655
0.0%		 $54,167
0.0%		 $76,675
0.0%


TEXAS MEDICAL LIABILITY TRUST (TMLT)
COUNTY INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OBGYN
% change since last survey
Amarillo and Lubbock
 $11,582
-5.0%		 $31,192
-5.0%		 $39,017
-5.0%
Brownsville,Laredo, El Paso
 $20,921
-5.0%		 $56,559
-5.0%		 $73,342
-5.0%


TEXAS JOINT UNDERWRITING ASSOCIATION
County INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Harris County
 $30,910
0.0%		 $78,854
0.0%		 $105,140
0.0%
Remainder of state
 $24,730
0.0%		 $63,082
0.0%		 $84,112
0.0%


THE DOCTORS COMPANY
County INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Remainder of state
 $14,542
-16.5%		 $56,714
-16.5%		 $63,548
-16.5%
Brazoria,Cameron,Chambers,
Duval,El Paso, Galveston,Harris,Hidalgo,Jefferson,
Jim Hogg, Matagorda,Maverick,Orange,
Starr,Webb,Willacy,Zapata 		$22,933
-16.5%		 $89,438
-16.5%		 $100,215
-16.5%
Angelina, Aransas,Bexar,Calhoun,Dallas,
Ellis,Fort Bend,Gregg,Jackson,Johnson,
Kaufman,Kendall,Montgomery, Nueces, Rusk, Somervell,Tarrant, Travis, Tyler,
Wharton 		$16,185
-16.5%		 $63,123
-16.5%		 $70,730
-16.5%


2007 Up
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MEDICAL ASSURANCE CO. (PROASSURANCE)
COUNTY
 INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Bowie, Brooks, Cameron, Duval, Grayson, Hidalgo, Jim Hogg, Jim Wells, Kennedy, Kleberg, Starr, Webb, Willacy, Zapata $31,660
0%		 $106,684
0%		 $151,699
0%
Aransas,Bee,Brazoria,
Brewster,Calhoun,
Chambers,Crane,Crockett
Culberson,Dimmit, El Paso, Ft.Bend,Galveston,Glasscock,
Harris,Hudspeth,Jackson,
Jeff Davis,Jefferson,Kinney, LaSalle,Live Oak,Loving,Matagorda,Maverick,
McMullen,Montgomery,Nueces,
Orange,Pecos,Presidio,Reagan,Reeves,
Refugio, San Patricio, Terrell, Crockett, Upton,Val Verde, Ward and Winkler		 $20,856
0%		 $68,871
0%		 $97,682
0%
Collin,Dallas,Denton,Ector, Ellis, Johnson, Kaufman, Parker, Rockwall, Tarrant, Wise $17,855
0%		 $58,369
0%		 $82,677
0%
Remainder of state $16,655
0%		 $54,167
0%		 $76,675
0%



TEXAS MEDICAL LIABILITY TRUST (TMLT)
COUNTY
 INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OBGYN
% change since last survey
Amarillo and Lubbock
 $10,714
-7.5%		 $28,858
-7.5%		 $36,091
-7.5%
Brownsville,Laredo,El Paso $19,352
-7.5		 $52,317
-7.5		 $67,841
-7.5


TEXAS JOINT UNDERWRITING ASSOCIATION
COUNTY
 INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Harris
 $12,357
-5.8%		 $27,840
-5.7%		 $37,122
-5.7%
Remainder of state $8,839
-5.7		 $19,886
-5.7		 $26,516
-5.7


THE DOCTORS COMPANY
COUNTY
 INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Remainder of state
 $14,980
3.0%		 $55,501
-2.1%		 $64,714
1.8%
Brazoria,Cameron,Chambers,
Duval,El Paso, Galveston,Harris,Hidalgo,Jefferson,
Jim Hogg, Matagorda,Maverick,Orange,
Starr,Webb,Willacy,Zapata		 $23,624
3.0%		 $87,526
-2.1		 $102,054
1.8%
Angelina, Aransas,Bexar,Calhoun,Dallas,
Ellis,Fort Bend,Gregg,Jackson,Johnson,
Kaufman,Kendall,Montgomery, Nueces, Rusk, Somervell,Tarrant, Travis, Tyler,
Wharton		 $16,674
3.0%		 $61,773
-2.1		 $72,027
1.8%



2008 Up
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MEDICAL ASSURANCE CO. (PROASSURANCE)
COUNTY
 INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Bowie, Brooks, Cameron, Duval, Grayson, Hidalgo, Jim Hogg, Jim Wells, Kennedy, Kleberg, Starr, Webb, Willacy, Zapata $31,660
0%		 $106,684
0%		 $151,699
0%
Aransas,Bee,Brazoria,
Brewster,Calhoun,
Chambers,Crane,Crockett
Culberson,Dimmit, El Paso, Ft.Bend,Galveston,Glasscock,
Harris,Hudspeth,Jackson,
Jeff Davis,Jefferson,Kinney, LaSalle,Live Oak,Loving,Matagorda,Maverick,
McMullen,Montgomery,Nueces,
Orange,Pecos,Presidio,Reagan,Reeves,
Refugio, San Patricio, Terrell, Crockett, Upton,Val Verde, Ward and Winkler		 $20,856
0%		 $68,872
0%		 $97,682
0%
Collin,Dallas,Denton,Ector, Ellis, Johnson, Kaufman, Parker, Rockwall, Tarrant, Wise $17,855
0%		 $58,369
0%		 $82,677
0%
Remainder of state $16,655
0%		 $54,167
0%		 $76,675
0%


TEXAS MEDICAL LIABILITY TRUST (TMLT)
COUNTY
 INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OBGYN
% change since last survey
Amarillo and Lubbock
 $10,017
-7%		 $26,978
-7%		 $33,744
-7%
Brownsville, Laredo, El Paso $18,094
-7%		 $48,916
-7%		 $63,432
-6%


TEXAS JOINT UNDERWRITING ASSOCIATION
COUNTY
 INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Harris County
 $12,357
0%		 $27,840
0%		 $37,122
0%
Remainder of state $8,839
0%		 $19,886
0%		 $26,516
0%


THE DOCTORS COMPANY
COUNTY
 INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Remainder of state
 $14,980
0%		 $55,501
0%		 $64,714
0%




2009 Up
Request a Free Medical Malpractice Insurance Quote in Texas

MEDICAL ASSURANCE CO. (PROASSURANCE)
COUNTY
 INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Bowie, Brooks, Cameron, Duval, Grayson, Hidalgo, Jim Hogg, Jim Wells, Kennedy, Kleberg, Starr, Webb, Willacy, Zapata $25,609
- 19%		 $87,705
- 18%		 $124,962
- 18%
Aransas,Bee,Brazoria,
Brewster,Calhoun,
Chambers,Crane,Crockett
Culberson,Dimmit, El Paso, Ft.Bend,Galveston,Glasscock,
Harris,Hudspeth,Jackson,
Jeff Davis,Jefferson,Kinney, LaSalle,Live Oak,Loving,Matagorda,Maverick,
McMullen,Montgomery,Nueces,
Orange,Pecos,Presidio,Reagan,Reeves,
Refugio, San Patricio, Terrell, Crockett, Upton,Val Verde, Ward and Winkler		 $16,667
- 20%		 $56,409
- 18%		 $80,253
- 18%
Collin,Dallas,Denton,Ector, Ellis, Johnson, Kaufman, Parker, Rockwall, Tarrant, Wise $14,184
- 21%		 $47,715
- 18%		 $67,834
- 18%
Remainder of state $13,190
- 21%		 $44,238
- 18%		 $62,867
- 18%


TEXAS MEDICAL LIABILITY TRUST (TMLT)
COUNTY
 INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OBGYN
% change since last survey
Lowest: Amarillo,Lubbock
 $9,916
- 1%		 $26,708
- 1%		 $33,406
- 1%
Highest: Brownsville,Laredo $17,353
- 4%		 $47,361
- 3%		 $62,797
- 1%


TEXAS JOINT UNDERWRITING ASSOCIATION
COUNTY
 INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Harris County
 $26,605
0%		 $62,864
0%		 $83,822
0%
Remainder of state $19,004
0%		 $44,903
0%		 $59,873
0%


THE DOCTORS COMPANY
COUNTY
 INTERNAL MEDICINE
% change since last survey		 GENERAL SURGERY
% change since last survey		 OB/GYN
% change since last survey
Remainder of state
 $13,857
- 7%		 $51,338
- 8%		 $59,860
- 8%
Brazoria, Cameron, Chambers, Duval,
El Paso, Galveston, Harris, Hidalgo, Jefferson,
Jim Hogg, Matagorda , Maverick, Orange,
Starr, Webb, Willacy, Zapata counties
 $21,852
- 8%		 $80,962
- 7%		 $94,400
- 7%
Angelina, Aransas, Bexar, Calhoun,
Dallas, Ellis, Fort Bend, Gregg, Jackson, Johnson,
Kaufman, Kendall, Montgomery, Nueces,
Rusk, Somervell, Tarrant, Travis, Tyler,
Wharton counties 		$15,423
- 8%		 $57,140
- 8%		 $66,625
- 7%


2010 coming soon.
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