Medical Malpractice Insurance
for Pulmonologists

Pulmonology is considered by most malpractice insurance carriers to be a lower-risk specialty. When shopping for malpractice insurance, it's important to have a broker with access to every carrier so you get the lowerst price. We have access to every insurer in the nation, including the ones you see rotating above. We have malpractice insurance brokers in every state ready to help you meet your goals. We've shared our expert advice with thousands of pulmonologists across the nation. Now we want to help you choose the right coverage to satisfy all your malpractice insurance needs. Request your free medical malpractice insurance quote below.

Medical Malpractice Insurance for Pulmonologists

It is outside the norm for pulmonologists to perform surgery, though they sometimes perform minor procedures-for example removing a piece of tissue from the lung for testing. Instead, pulmonology's primary tool is medication, dispensed by inhalation or in pill form. (1)

Since pulmonologists generally do not perform invasive procedures, the specialty is generally not considered by malpractice insurers to be high risk. As a lower risk specialty, it carries malpractice liability insurance premiums that are on the lower end of the spectrum. However, premiums across all specialties are rising and vary widely based on the individual physician's location and level of risk exposure. Premiums will be highest in states with hostile legal climates, like Florida and New York. In rural states, and states that have enacted tort reform measures, medical malpractice insurance premiums tend to be lower.

According to a study published in the specialty journal Chest, the nationwide average malpractice inurance premium among members of the American College of Chest Physicians, in 2005 was about $32,000, a definite increase from previous years. Malpractice premiums accounted for about 6 percent of a practice's revenue, on average. The study also showed that pulmonologists had to increase their workloads in order to maintain the same level of income they were earning in the previous year, a troubling trend. (2)

Risk management techniques can dramatically reduce the likelihood of a lawsuit, which can lead to lower malpractice insurance costs. Effective communication with patients is important, and pulmonologists should develop a courteous, straightforward bedside manner; certain to explain concepts to their patients clearly. In addition to communication, documentation can save a doctor from losing a lawsuit. Physicians should keep a thorough, organized record of every case. It is helpful to document the lines of thought that led to diagnoses, and the thorough processes by which alternate diagnoses were eliminated. Pulmonologists who are concerned about rising malpractice insurance premiums should support the efforts of their professional organizations and communicate with politicians to advance tort reform in their states.

Request your free Pulmonology Medical Malpractice Insurance quote today. We have Liability Insurance agents who have worked with Pulmonologists all over the country, they will assist you in finding the med-mal policy that fits you and your medical practice at the lowest possible price.