Oregon Medical Malpractice Insurance

Making the right decisions for your patients is what you worked so hard to learn when studying to be a physician. Unfortunately, your training didn’t include any familiarization with the process of selecting your Medical Malpractice Insurance in Oregon. Luckily for you, MyMedicalMalpracticeInsurance.com has specialists in Oregon ready to help you through that process. We have access to all the leading medical malpractice insurance companies in Oregon, and we’ll make certain that they bid competitively for your business. That will result in you receiving quotations for better terms and lower rates for your coverage. We’ve advised thousands of physicians and medical groups and now we’re standing by to assist you in finding the perfect liability coverage for you and your practice, too.

Why do Oregon Physicians keep choosing My Medical Malpractice Insurance?

• Because we’ll get you multiple Medical Malpractice Insurance quotes from the top Medical Liability Insurers in Oregon.
  
  
• Because you’ll receive all the applicable physician discounts, such as Risk Management, Claims-free and New to Practice.
  
  
• Because Prior Acts Coverage will be included, rather than making it necessary to purchase separate tail coverage.
  
  
• Because our veteran liability specialists will fully customize your policy to fit your specific needs.
  
  
• Because you’ll have access to all our free Practice Tools: Online Patient Satisfaction Survey System, Certified Professional Healthcare Risk Manager (CPHRM) on staff plus many others to help you make your practice succeed and thrive.
  
  
• Because by teaming up with the Medical Liability Monitor -- the nation's leading independent source of Medical Liability Insurance news as well as the political, legal and risk management issues that affect the healthcare industry –we’ve published historical rate data for every city in the Beaver State. This information offers critical insight into Oregon's data trends when you’re making your decisions on your medical malpractice insurance coverage and carrier. This is just one of the many reasons that MyMedicalMalpracticeInsurance.com is now the preferred online source for Oregon doctors and medical groups looking for ways to find the best terms and lower their medical liability insurance rates.
  
  
• Request your free, no obligation Oregon Medical Malpractice Insurance Quote and let a liability specialist get you the lowest rates with the best terms from the leading A-rated carriers.

Medical Malpractice Insurance in Oregon

Medical professional liability insurance premiums in Oregon are moderate when compared to the rest of the nation, but the state has a strong base of tort reform advocates that are consistently lobbying for greater reforms to reduce the liability burden on its healthcare community.

The modern history of tort reform in Oregon begins with the run-up to the 1987 passage of a significant tort reform package. At the time, medical professional liability insurance premiums were on the rise, inciting a march on the state capitol by Oregon’s healthcare community to demand tight limits on liability lawsuit awards and greater regulation of insurance premiums, and the state legislature undertook extensive efforts to change existing tort law. Crafted in bipartisan fashion by Democratic and Republican representatives, the compromise legislation placed a $500,000 cap on non-economic damages in cases of medical negligence as well as placed new limitations on joint-and-several liability.

The 1987 reforms had a nominal effect on medical professional liability insurance premiums, and by 1995, tort reform advocates were again lobbying Oregon’s legislature for greater reforms to the civil justice system. This time, reform advocates set their sight on “Loser Pays” legislation that would have mandated the losing party in a civil action pay the court and attorney fees of the victor. Claiming that this would limit the court system to the wealthy, who could afford the gamble of losing in court, violating equal access to the court system. The strict “Loser Pays” portion of the tort reforms never made it to law, but the new reforms that did receive passage included a limit on attorney contingency fees; mandated arbitration in most cases involving less than $50,000; encouraged settlement conferences; penalized a frivolous lawsuits as well as poorly prepared court documents and motions; mandated attorney fee and court cost awards in certain cases; provided criteria for the discretionary award of court costs and attorney fees in a wide variety of other cases; modified punitive damage awards; and limited attorney shares (to 20 percent) of punitive damage awards.

In July 1999, the Oregon Supreme Court ruled in the case of Lakin v. Senco Products that the 1987 cap on non-economic damages was unconstitutional. The high court pointed to Article I, Section 17 of the Oregon Constitution, which states “In all civil cases the right of trial by jury shall remain inviolate.” According to the court, this provision prohibits the legislature from passing any damage cap that interferes with a jury’s assessment of non-economic damages.

In response to the Supreme Court decision, the legislature passed HJR 2, which referred the matter to Oregon voters as a ballot initiative to amend the constitution, asking voters to grant the legislature constitutional power to impose caps. The measure appeared on the 2000 ballot as Measure 81, and was defeated. Oregon no longer had any cap on non-economic damages in civil cases.

Following the Oregon Supreme Court’s decision, medical professional liability insurance premiums have risen, and following the significant gains in 2010 by Republicans in state government, tort reform is again at the top of the legislatures agenda. And last year, the Oregon Health Policy Board appointed a 15-member task force charged with finding new ways to address the state’s liability issues.

With the medical liability landscape in flux, Oregon physicians are best advised to use a medical malpractice insurance broker with plenty of experience and access to all major professional liability insurance lines. These brokers have the tools to get you the best coverage at the best price.

All Medical Liability Monitor rate data is protected under United States Copyright Law. The rate data may not be reproduced in whole or part without permission. Contact the editor at Medical Liability Monitor for more information.

OREGON
Physician Medical Malpractice Insurance Rates

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010

2000

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NORCAL

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$6,600 0%	$12,628 0%	$21,680 0%

NORTHWEST PHYS. MUTUAL

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire State	$4,338 +4.0%	$14,314 +4.0%	$22,773 +4.0%

PHYSICIANS INSURANCE A MUTUAL CO. (WASHINGTON)

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$4,133 0%	$13,885 0%	$21,179 0%

2001

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NORCAL

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$8,483 +55.56%	$28,413 +55.56%	$48,760 +55.56%

NORTHWEST PHYS. MUTUAL

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$5,639 +30%	$18,609 +30%	$27,350 +30%

WASHINGTON CASUALTY ($1M/unlimited coverage)

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$3,839 +12%	$14,076 +12%	$25,592 +12%

PHYSICIANS INSURANCE A MUTUAL CO.

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$4.133 0%	$13,885 0%	$21,179 0%

2002

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DOCTORS' COMPANY

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$3,812 +2.2%	$15,470 +2.2%	$24,792 +2.2%

NORCAL MUTUAL INSURANCE CO.

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$8,483 0%	$28,413 0%	$48,760 0%

NORTHWEST PHYSICIANS MUTUAL INSURANCE CO.

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$8,226 +45.9%	$29,530 +58.7%	$48,942 +78.9%

PHYSICIANS INSURANCE A MUTUAL CO.

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$7,444 -+80.1%	$25,008 +80.1%	$38,146 +80.1%

2003

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CONTINENTAL CASUALTY COMPANY (CNA) 

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$6,872 15.0%	$28,893 15.0%	$42,691 15.0%

NORCAL MUTUAL INSURANCE CO.

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$8,483 0%	$28,413 0%	$48,760 0.0%

NORTHWEST PHYSICIANS MUTUAL INSURANCE CO.

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,872 20.0%	$35,349 57.8%	$61,203 25.0%

MEDICAL PROTECTIVE

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$10,409 0%	$25,767 0%	$31,028 0%

PHYSICIANS INSURANCE A MUTUAL CO.

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$7,444 0%	$28,657 14.6%	$38,146 0%

2004

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CONTINENTAL CASUALITY CO. (CNA)

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$7,875 14.6%	$33,111 14.6%	$48,924 14.6%

NORTHWEST PHYSICIANS MUTUAL INSURANCE CO. (NWPM)

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$11,353 15.0%	$40,756 15.3%	$70,386 15.0%

GE MEDICAL PROTECTIVE

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,228 14.4%	$30,109 16.9%	$36,448 17.5%

PHYSICIANS INSURANCE A MUTUAL CO.

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$7,444 0%	$28,657 0%	$38,146 0%

2005

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CONTINENTAL CASUALITY COMPANY (CNA)

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$6,376 -9.0%	$35,836 7.0%	$66,261 6.0%

NORTHWEST PHYSICIANS MUTUAL INSURANCE CO. (NWPM)

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$12,885 13.5%	$46,258 13.5%	$79,889 13.5%

MEDICAL  PROTECTIVE

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$10,457 13.3%	$34,118 13.3%	$41,301 13.3%

PHYSICIANS INSURANCE A MUTUAL CO.

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$10,361 39.2%	$39,890 39.2%	$64,238 68.4%

2006

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CONTINENTAL CCASUALTY COMPANY (C.N.A.)

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$5,930 -10.4%	$35,836 0.0%	$69,574 5.0%

NORTHWEST PHYSICIANS MUTUAL INSURANCE CO. (NWPM)

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$12,628 -2.0%	$45,334 -2.0%	$75,351 0.0%

MEDICAL  PROTECTIVE

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$10,547 0.9%	$34,118 0.0%	$41,301 0.0%

PHYSICIANS INSURANCE A MUTUAL CO.

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$10,361 0%	$39,890 0%	$64,238 0%

2007

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 CONTINENTAL CASUALTY COMPANY (C.N.A.)

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$5,930 0%	$35,836 0%	$69,574 0%

NORTHWEST PHYSICIANS MUTUAL INSURANCE CO. (NWPM)

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$10,737 -15.0%	$41,933 -7.5%	$64,050 -15.0%

MEDICAL PROTECTIVE

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$10,457 0%	$34,118 0%	$41,301 0%

PHYSICIANS INSURANCE A MUTUAL CO.

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$10,568 2.0%	$37,351 -6.4%	$54,965 -14.4%

THE DOCTORS COMPANY

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$10,736 0%	$41,048 0%	$64,048 0%

2008

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AMERICAN PHYSICIANS ASSURANCE CORP.(APCAPITAL)

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$5,479 -8%	$33,113 -8%	$64,286 -8%

NORTHWEST PHYSICIANS MUTUAL INSURANCE CO. (NWPM)

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,663 -10%	$37,739 -10%	$54,442 -15%

MEDICAL PROTECTIVE

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$8,111 0%	$28,308 0%	$35,604 0%

PHYSICIANS INSURANCE A MUTUAL CO.

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$10,568 0%	$37,351 0%	$54,965 0%

THE DOCTORS COMPANY

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,663 -10%	$37,740 -10%	$54,443 -15%

2009

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Continental Casualty Company (C.N.A.)

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$5,479 0%	$33,113 0%	$64,286 0%

MEDICAL PROTECTIVE

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,249 14%	$32,278 14%	$40,597 14%

PHYSICIANS INSURANCE A MUTUAL CO.

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$10,568 0%	$37,351 0%	$54,965 0%

THE DOCTORS COMPANY

COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,663 0%	$37,740 0%	$54,443 0%

2010 coming soon.
To find the most current medical malpractice insurance rates in Oregon, contact Mike Matray at the Medical Liability Monitor. MyMedicalMalpracticeInsurance.com has negotiated an excellent rate for all of our users, mention our site, and you can receive the Medical Liability Monitor at a low promotional price.