Missouri Medical Malpractice Insurance

As a physician, your training will help you make the right decisions for your patients. But will it help you make the best decisions when selecting your Medical Malpractice Insurance in Missouri? Probably not. But MyMedicalMalpracticeInsurance.com has specialists in Missouri ready to help you satisfy your medical liability insurance needs. With our access to all the leading medical malpractice insurance companies in Missouri, we can make them compete for your business. That means you’ll receive quotations with the best possible terms and rates to be found in the state. We’ve helped thousands of doctors, medical groups and healthcare professionals improve their coverage and lower their rates. Now we want an opportunity to help you do the same, and gain the peace of mind you deserve.

Why Missouri Physicians say “Show me” to My Medical Malpractice Insurance:

• We’ll procure multiple Medical Malpractice Insurance quotes from A-rated Medical Malpractice Insurance Companies in Missouri.
  
  
• We’ll see to it that you receive all the physician discounts available to you: Risk Management, New to Practice and Claims-free.
  
  
• We’ll also ensure that Prior Acts Coverage is included, so you won’t need to purchase separate tail coverage.
  
  
• Our highly trained, experienced liability specialists will customize your policy to fit your needs.
  
  
• We’ll give you access to our free Practice Tools: Online Patient Satisfaction Survey System, on-staff Certified Professional Healthcare Risk Manager (CPHRM) and many other tools to help you take your practice to the next level.
  
  
• In concert with the Medical Liability Monitor -- the nation's leading independent source of Medical Liability Insurance news as well as the political, legal and risk management issues that affect the healthcare industry –we’ve published extensive historical rate data for every city in the Show-Me State. This information offers you insight into Missouri's data trends so that you can make informed decisions on your professional liability carrier and coverage. This is just one of the various reasons that MyMedicalMalpracticeInsurance.com is the preferred online source for Missouri physicians and Medical Groups looking to lower their medical malpractice insurance rates and find the best coverage in the state.
  
  
• Request your free Missouri Medical Malpractice Insurance Quote today.

Medical Malpractice Insurance in Missouri

Medical professional liability insurance is expensive in Missouri. High-risk specialties pay base-rate premiums that hover around $100,000 annually, and more moderate-risk physicians (e.g., general practitioners) annually pay around $20,000 in premium—but there is reason for hope that there will be soon downward pressure on these rates. In 2005, the Missouri General Assembly passed comprehensive medical liability reforms that its proponents say should start bringing down premium costs in the near future, and in 2010, the Missouri Supreme Court ratified the constitutionality of the state’s updated non-economic damages cap.

The modern push for tort reform began in Missouri at the turn of the last decade, when medical malpractice insurance premiums were doubling and tripling across the country. One of 20 states the American Medical Association declared to be in crisis because of its liability climate, Missouri doctors began curtailing high-risk procedures, and the number of physicians practicing in the state began to dwindle as they retired or moved to neighboring states with more reasonable malpractice costs. In the eastern part of Jackson County—one of Missouri’s largest—its only neurosurgeons closed their doors in 2003 due to high malpractice insurance costs; one obstetrician—who delivered more than 200 babies a year—retired after his annual premium jumped by 82 percent in one year.

By 2003, the Missouri Hospital Association had declared that the state’s healthcare community was practicing on life support. The organization began to lobby the state assembly for significant tort reforms in order to hold down malpractice insurance premiums and ensure greater access to healthcare for all Missourians. Legislators acknowledged the toxicity of the state’s liability climate; twice passing tort reform laws that were ultimately vetoed by then-Gov. Bob Holden.

Recognizing a political advantage, then-secretary of state Matt Blunt ran for the governorship on a platform that promised he would sign tort reform legislation if inaugurated. Blunt won the election, and signed HB 393, which modified 19 sections of the Revised Statutes of Missouri relating to tort damages in Missouri, its greatest impact in the area of medical malpractice tort actions. Following are the five pillars of Missouri’s HB 393 tort reforms:

• Central to HB 393 was its revision of the state’s cap on non-economic damages. The state first created a $350,000 non-economic damage cap in 1986, but allowed for adjustments due to inflation; by 2005, it had adjusted to $579,000. The new cap was reset at $350,000 with no provision for inflation adjustment. Proponents of the hard cap argued the static nature of the cap would offer insurance companies a greater ability to predict losses and reduce premium rates. HB 393 also deleted the word “occurrence” from the law, thereby clarifying that multiple caps cannot apply to a single defendant (the Missouri Supreme Court previously interpreted the term “per occurrence” to apply to each individual act of negligence, even if multiple caps could apply to a single defendant).
  
  
• HB 393 restricted an award for punitive damages to no more than $500,000 or five times the amount of the net judgment awarded to the plaintiff, and punitive damages must be determined in a separate trial before the same jury if requested by any party.
  
  
• HB 393 strengthened Missouri’s statute of limitations for minors, requiring a minor to bring a lawsuit by his or her 20th birthday, but no later than 10 years after the alleged act of malpractice. Previously, the law only required a lawsuit to be filed no later than 10 years from the minor’s 20th birthday.
  
  
• HB 393 further restricted joint-and-several liability so that a defendant can only be held jointly liable for damages if he or she is found to be more than 51 percent at fault. A defendant who is deemed less than 51 percent at fault can only be responsible for damages in proportion to his or her degree of fault.
  
  
• HB 393 also strengthened Missouri’s affidavit of merit law, defining “legally qualified healthcare provider” as one who is licensed in the same specialty as the defendant.

Applauded by the Missouri healthcare community, HB 393 helped to stabilize liability rates in the state, but many insurers shied from actually lowering rates prior to the Missouri Supreme Court to weigh in on the constitutionality of the reforms. In 2010, the state’s highest court endorsed the law’s $350,000 cap on non-economic damages in medical liability lawsuits.

With the non-economic damage cap—widely acknowledged as the most effective of medical malpractice tort reforms—having withstood constitutional muster, many in the medical professional liability insurance industry expect rates to decline over the course of the next few years. This is why it is crucial to your business success to work with an established medical malpractice insurance broker when looking for coverage. Only a broker with experience and access to all the major insurers can shop your coverage for the best terms at the best price.

All Medical Liability Monitor rate data is protected under United States Copyright Law. The rate data may not be reproduced in whole or part without permission. Contact the editor at Medical Liability Monitor for more information.

MISSOURI
Physician Medical Malpractice Insurance Rates

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010

2000

Request a Free Medical Malpractice Insurance Quote in Missouri

KANSAS MEDICAL MUTUAL INSURANCE CO. (KAMMCO)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$7,655 0%	$41,266 0%	$60,548 0%

MEDICAL ASSURANCE

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis, St. Louis Co., St. Charles C., Jefferson Co., Kansas City, Jackson and Clay Cos.	$9,921 0%	$34,722 0%	$49,603 0%
Rest of State	$8,928 0%	$31,250 0%	$44,642 0%

MEDICAL ASSURANCE OF MISSOURI

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis, St. Louis Co., St. Charles C., Jefferson Co., Kansas City, Jackson and Clay Cos.	$8,750 +11.5%	$35,000 -0.9%	$56,000 +1.9%
Rest of state	$7,875 +11.5%	$31,500 -0.9%	$50,400 +1.9%

MEDICAL DEFENSE ASSOCIATES P.G.
(UNDERWRITTEN BY MEDICAL ASSURANCE )
Territories established in 2000 so 1999-2000 rates cannot be compared for percentage changes.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis, St. Louis Co., St. Charles Co., Jefferson Co., Kansas City, Jackson and Clay Cos.	$8,750 0%	$35,000 0%	$56,000 0%
Rest of state	$7,875 0%	$31,500 0%	$50,400 0%

PHICO

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$8,227 0%	$22,604 0%	$40,688 0%

2001

Request a Free Medical Malpractice Insurance Quote in Missouri

PHICO

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$8,227 0%	$22,604 0%	$40,688 0%

KANSAS MEDICAL MUTUAL INSURANCE CO. (KAMMCO)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$7,655 0%	$41,266 0%	$60,548 0%

MEDICAL ASSURANCE

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis, St. Louis Co., St. Charles C., Jefferson Co., Kansas City, Jackson and Clay Cos.	$9,921 0%	$34,722 0%	$49,603 0%
Rest of State	$8,928 0%	$31,250 0%	$44,642 0%

MEDICAL ASSURANCE OF MISSOURI

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis, St. Louis Co., St. Charles C., Jefferson Co., Kansas City, Jackson and Clay Cos.	$8,750 +11.5%	$35,000 -0.9%	$56,000 +1.9%
Rest of state	$7,875 +11.5%	$31,500 -0.9%	$50,400 +1.9%

MEDICAL DEFENSE ASSOCIATES P.G.
(UNDERWRITTEN BY MEDICAL ASSURANCE )
(Separated into territories established in 2000)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis, St. Louis Co., St. Charles Co., Jefferson Co., Kansas City, Jackson and Clay Cos.	$8,750 0%	$35,000 0%	$56,000 0%
Rest of state	$7,875 0%	$31,500 0%	$50,400 0%

2002

Request a Free Medical Malpractice Insurance Quote in Missouri

KANSAS MEDICAL MUTUAL INSURANCE CO. (KAMMCO)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$7,655 0%	$41,266 0%	$60,548 0%

MEDICAL ASSURANCE (PROASSURANCE)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis and Kansas City; St. Louis St. Charles,Jefferson, Jackson and Clay Cos.	$11,572 +16.6%	$38,759 +11.6%	$55,071 +11%
Rest of state	$10,485 +17.4%	$34,953 +11.8%	$49,634 +11.2%

2003

Request a Free Medical Malpractice Insurance Quote in Missouri

INTERMED

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis	$12,717 0%	$64,875 0%	$64,875 0%
Kansas City	$12,717 0%	$64,875 0%	$64,875 0%
Remainder of state	$11,561 0%	$58,978 0%	$58,978 0%

KANSAS MEDICAL MUTUAL INSURANCE CO. (KAMMCO)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,508 24.2%	$51,203 24.1%	$75,201 24.2%

MEDICAL ASSURANCE COMPANY (PROASSURANCE)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis City,Kansas City, St. Louis, St. Charles, Jefferson,Jackson,Clay Cos.)	$16,385 41.6%	$55,649 43.6%	$79,208 43.8%
Remainder of state	$14,814 41.3%	$50,152 43.5%	$71,355 43.8%

GE MEDIAL PROTECTIVE

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis,Buchanan,Cass,Clay, Greene,Jackson,Jasper,Jefferson, Platte,St. Charles,St. louis Cos.	$13,100 50.3%	$70,195 15.9%	$98,020 17.7%
Barry,Barton,Callaway,Clinton,Cole, Dade,Johnson,Lafayette,Lawrence, Lincoln,Maries,McDonald, Miller,Newton,Osage,Pettis,Phelps,Pike, Pulaski,Ray,Saint Francois,Sainte Genevieve,Saline Cos.	$11,668 0%	$82,518 0%	$87,208 0%
Remainder of state	$10,077 28.4%	$53,991 -1.0%	$75,394 1.0%

2004

Request a Free Medical Malpractice Insurance Quote in Missouri

KANSAS MEDICAL MUTUAL INSURANCE CO. (KAMMCO)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Kansas City	$11,837 24.5%	$63,748 24.5%	$93,625 24.5%

INTERMED

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis	$23,203 82.5%	$116,437 79.5%	$116,437 79.5%
Kansas City	$26,367 107.3%	$132,314 104.0%	$132,314 104.0%
Remainder of state	$21,093 82.4%	$105,851 79.5%	$105,851 79.5%

MEDICAL ASSURANCE CO.(PROASSURANCE)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. louis,Kansas City,and St. louis,St. charles,Jefferson,Clay	$19,140 16.8%	$65,131 17.0%	$92,726 17.1%
Remainder of state	$17,300 16.8%	$58,693 17.0%	$83,528 17.1%

MISSOURI MEDICAL MALPRACTICE JOINT UNDERWRITING ASSOCIATION
(Occurrence coverage. First year insureds must pay in cash or via promissory not on additional amount equal to the first year premium.)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis and St. Louis,St. charles,Jefferson	$19,140 0%	$65,131 0%	$92,726 0%
Kansas City and Jackson and Clay	$19,140 0%	$65,131 0%	$92,726 0%
Remainder of state	$17,300 0%	$58,693 0%	$83,528 0%

GE MEDICAL PROTECTIVE

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Buchanan,Clay,Greene, Jackson,Jasper,Pettis,Platte	$27,088 50.4%	$105,563 50.4%	$147,406 50.4%
Saint Louis City and County	$19,863 10.3%	$77,406 10.3%	$108,088 10.3%
Cole,Jefferson,Maries,Osage, Phelps,Saint Charles counties	$19,863 23.8%	$77,406 23.8%	$108,088 23.8%
Remainder of state	$18,058 30.3%	$70,371 30.0%	$98,265 30.3%

2005

Request a Free Medical Malpractice Insurance Quote in Missouri

KANSAS MEDICAL MUTUAL INSURANCE CO. (KAMMCO)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Kansas City	$14,205 20.0%	$76,497 20.0%	$112,350 20.0%

INTERMED

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis	$23,203 0%	$116,437 0.%	$116,437 0%
Kansas City	$26,367 0.0%	$132,314 0.0%	$132,314 0.0%
Remainder of state	$21,093 0.0%	$105,851 0.0%	$105,851 0.0%

MEDICAL ASSURANCE COMPANY (PROASSURANCE)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis city,Barton,Bates, Benton,Buchanan,Butler,Camden, Cass,Cedar,Clay,Dade,Dallas, Dunklin,Henry,Hickory, Jackson,Jasper,Jefferson, Johnson,Laclede,Lawrence, Mississippi,New madrid,Newton, Pemiscot,Pettis,Polk,Scott, St. Clair,Stoddard,St. louis, St. Charles and Vernon Counties	$22,190 15.9%	$75,723 16.3%	$107,844 16.3%
Remainder of state	$20,048 15.9%	$68,229 16.2%	$97,137 16.3%

MEDICAL PROTECTIVE

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Buchanan,Clay,Green,Jackson,Jasper, Pettis and Platte	$30,291 11.8%	$118,042 11.8%	$164,833 11.8%
Cole,Jefferson,Maries,Osage,Phelps, St. Charles,St. Louis Counties and Saint Louis City	$22,212 11.8%	$86,559 11.8%	$120,870 11.8%
Remainder of state	20,192 11.8%	$78,690 11.8%	$109,881 11.8%

MISSOURI PHYSICIAN MUTUAL

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Clay,Jackson,Platte Cos	$11,808 0%	$31,626 0%	$52,288 0%
Saint Louis County and City and Saint Charles County	$11,808 0%	$31,626 0%	$52,288 0%
Remainder of state	$10,626 0%	$28,464 0%	$47,060 0%

2006

Request a Free Medical Malpractice Insurance Quote in Missouri

KANSAS MEDICAL MUTUAL INSURANCE CO. (KAMMCO)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Kansas City	$15,412 8.5%	$83,000 8.5%	$121,900 8.5%

INTERMED

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis	$23,203 0.0%	$116,437 0.0%	$116,437 0.0%
Kansas City	$26,367 0.0%	$132,314 0.0%	$132,314 0.0%
Remainder of state	$21,003 -0.4%	$105,851 0.0%	$105,851 0.0%

MEDICAL ASSURANCE COMPANY (PROASSURANCE)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis city,Barton,Bates, Benton,Buchanan,Butler,Camden, Cass,Cedar,Clay,Dade,Dallas, Dunklin,Henry,Hickory, Jackson,Jasper,Jefferson, Johnson,Laclede,Lawrence, Mississippi,New madrid,Newton, Pemiscot,Pettis,Polk,Scott, St. Clair,Stoddard,St. louis, St. Charles and Vernon Counties	$22,190 0%	$75,723 0%	$107,844 0%
Remainder of state	$20,048 0%	$68,229 0%	$97,137 0%

MEDICAL PROTECTIVE

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Buchanan,Clay,Greene,Jackson, Jasper,Pettis and Platte	$30,291 0%	$118,042 0%	$164,833 0%
Remainder of state	$22,192 10%	$86,559 10%	$120,870 10%
Cole,Jefferson,Maries,Osage,Phelps and St. Charles,St. louis Counties and Saint Louis City	$20,192 -9.1%	$78,690 -9.1	$109,881 -9.1%

MISSOURI PHYSICIAN MUTUAL

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Clay,Jackson, and Platte Counties	$11,808 0.0%	$31,626 0.0%	$52,288 0.0%
Remainder of State	$10,626 0.0%	$28,464 0.0%	$47,060 0.0%
Saint Louis County,Saint Louis City and Saint Charles County	$11,808 0.0%	$31,626 0.0%	$52,288 0.0%

2007

Request a Free Medical Malpractice Insurance Quote in Missouri

KANSAS MEDICAL MUTUAL INSURANCE CO. (KAMMCO)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$15,412 0%	$83,000 0%	$121,900 0%

INTERMED

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis	$23,203 0%	$116,437 0.0%	$116,437 0.0%
Kansas City	$26,367 0%	$132,314 0%	$132,314 0%
Remainder of state	$21,003 0%	$105,851 0%	$105,851 0%

MEDICAL ASSURANCE COMPANY (PROASSURANCE)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis city,Barton,Bates, Benton,Buchanan,Butler,Camden, Cass,Cedar,Clay,Dade,Dallas, Dunklin,Henry,Hickory, Jackson,Jasper,Jefferson, Johnson,Laclede,Lawrence, Mississippi,New madrid,Newton, Pemiscot,Pettis,Polk,Scott, St. Clair,Stoddard,St. louis, St. Charles and Vernon Counties	$22,190 0%	$75,723 0%	$107,844 0%
Remainder of state	$20,048 0%	$68,229 0%	$97,137 0%

MEDICAL PROTECTIVE

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Buchanan,Clay,Greene, Jackson,Jasper,Pettis and Platte	$30,291 0%	$118,042 0%	$164,833 0%
Remainder of state	$22,212 0%	$86,559 0%	$120,870 0%
Cole,Jefferson,Maries,Osage, Phelps and St. Charles, St. Louis counties and St Louis City	$22,212 10.0%	$86,559 10.0%	$120,870 10%

MISSOURI PHYSICIAN MUTUAL

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Clay,Jackson,and Platte	$11,808 0%	$31,626 0%	$52,288 0%
Remainder of state	$10,626 0%	$28,464 0%	$47,060 0%
Saint Louis County,Saint Louis City and Saint Charles County	$11,808 0%	$31,626 0%	$52,288 0%

2008

Request a Free Medical Malpractice Insurance Quote in Missouri

KANSAS MEDICAL MUTUAL INSURANCE CO. (KAMMCO)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Kansas City	$16,553 7%	$89,142 7%	$130,921 7%

INTERMED

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis	$22,203 -4%	$116,437 0.0%	$116,437 0.0%
Kansas City	$26,367 0%	$132,314 0%	$132,314 0%
Remainder of state	$21,003 0%	$105,851 0%	$105,851 0%

MEDICAL ASSURANCE COMPANY (PROASSURANCE)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis city,Barton,Bates, Benton,Buchanan,Butler,Camden, Cass,Cedar,Clay,Dade,Dallas, Dunklin,Henry,Hickory, Jackson,Jasper,Jefferson, Johnson,Laclede,Lawrence, Mississippi,New madrid,Newton, Pemiscot,Pettis,Polk,Scott, St. Clair,Stoddard,St. louis, St. Charles and Vernon Counties	$22,190 0%	$75,723 0%	$107,844 0%
Remainder of state	$20,048 0%	$68,229 0%	$97,137 0%

MEDICAL PROTECTIVE

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Buchanan,Clay,Green, Jackson,Jasper,Pettis and Platte	$25,240 0%	$95,708 0%	$106,341 0%
Remainder of state	$20,192 0%	$76,562 0%	$85,070 0%
Cole,Jefferson,Maries,Osage,Phelps and St. Charles,St. louis counties and Saint Louis City	$22,212 0%	$84,218 0%	$93,575 0%

MISSOURI PHYSICIAN MUTUAL

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Clay,Jackson and Platte counties	$11,808 0.0%	$31,626 0.0%	$52,288 0.0%
Remainder of state	$10,626 0%	$28,464 0%	$47,060 0%
Saint Louis County,Saint Louis City and Saint Charles County	$11,808 0%	$31,626 0%	$52,288 0%

2009

Request a Free Medical Malpractice Insurance Quote in Missouri

KANSAS MEDICAL MUTUAL INSURANCE CO. (KAMMCO)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Kansas City	$16,553 0%	$89,142 0%	$130,921 0%

MEDICAL ASSURANCE COMPANY (PROASSURANCE)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
St. Louis city,Barton,Bates, Benton,Buchanan,Butler,Camden, Cass,Cedar,Clay,Dade,Dallas, Dunklin,Henry,Hickory, Jackson,Jasper,Jefferson, Johnson,Laclede,Lawrence, Mississippi,New madrid,Newton, Pemiscot,Pettis,Polk,Scott, St. Clair,Stoddard,St. louis, St. Charles and Vernon Counties	$20,570 - 7%	$70,035 - 8%	$99,714 - 8%
Remainder of state	$18,592 - 7%	$63,110 - 8%	$89,821 - 8%

MEDICAL PROTECTIVE

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Buchanan,Clay,Green, Jackson,Jasper,Pettis and Platte	$22,212 - 12%	$84,218 - 12%	$93,575 - 12%
Remainder of state	$20,192 0%	$76,562 0%	$85,070 0%
Cole,Jefferson,Maries,Osage,Phelps and St. Charles,St. louis counties and Saint Louis City	$22,212 0%	$84,218 0%	$93,575 0%

MISSOURI PHYSICIAN MUTUAL

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Clay,Jackson ,Platte,St. Charles,St. Louis counties and St. Louis city	$11,808 0%	$31,626 0%	$52,288 0%
Remainder of state	$10,626 0%	$28,464 0%	$47,060 0%

2010 coming soon.
To find the most current medical malpractice insurance rates in Missouri, contact Mike Matray at the Medical Liability Monitor. MyMedicalMalpracticeInsurance.com has negotiated an excellent rate for all of our users, mention our site, and you can receive the Medical Liability Monitor at a low promotional price.