Iowa Medical Malpractice Insurance

For different reasons, the selection of your Medical Malpractice Insurance in Iowa is just as important to you and your practice as making the right decisions for your patients. You trained long and hard for one, so you shouldn’t have to undertake the other without adequate preparation. MyMedicalMalpracticeInsurance.com has highly trained, experienced specialists in Iowa ready to help you satisfy your liability insurance needs.. With access to the leading medical malpractice insurance companies in Iowa, we’re in a position to make them compete for your business. That translates to the best terms and rates to be had in Iowa. Our experts have advised thousands of doctors and other healthcare professionals, and now we’re ready to help you choose the right coverage to fulfill all your liability needs.

Why do so many Iowa Physicians choose My Medical Malpractice Insurance?

Because we:

• Make the leading Medical Malpractice Insurance companies in Iowa compete for your business with their Medical Malpractice Insurance quotes.
  
  
• Ensure you receive every physician discounts available to you, such as Risk Management, New to Practice and Claims-free.
  
  
• See to it that Prior Acts Coverage is included. It should not be necessary to purchase separate tail coverage.
  
  
• Have our veteran liability specialists customize your policy to fit your specific needs.
  
  
• Offer several free Practice Tools, such as our Online Patient Satisfaction Survey System, Certified Professional Healthcare Risk Manager (CPHRM) on staff and many others to help your practice succeed and grow.
  
  
• Have teamed up with the Medical Liability Monitor -- the nation's leading independent source of Medical Liability Insurance news as well as the political, legal and risk management issues that affect the healthcare industry –in publishing historic rate data for every city in the Hawkeye State. This information offers you special insights into Iowa's data trends when making your informed decision on your medical malpractice insurance and carrier. That’s just one reason why MyMedicalMalpracticeInsurance.com is the preferred online site for Iowa physicians and healthcare professionals searching for ways to find the best coverage and lower their medical malpractice insurance rates.
  
  
• Iowa Medical Malpractice Insurance rates for physicians can be lower then what you currently pay, request your free quote today.

Medical Malpractice Insurance in Iowa

Medical professional liability insurance premiums in Iowa are amongst the most modest in the nation. This is especially true when compared to rates in neighboring Illinois and Missouri, where base-rate malpractice premiums can be three to four times more expensive.

Medical malpractice insurance is inexpensive in Iowa because jury verdicts have remained predictably moderate over the course of decades, and the number of medical liability lawsuits filed in the state has been on a steady decline for at least a decade. The state simply doesn’t have juries who are willing to dole out verdicts that lawsuit-reform advocates label “jackpot justice.” In fact, in 2006, the U.S. Chamber of Commerce ranked Iowa as having the fourth-best state liability system. The Chamber also ranked Iowa third in jury predictability, second in jury fairness and fourth in the area of judge impartiality.

As further illustration of Iowa’s enviable civil justice system, the Office of the Iowa State Court Administrator reports that—between 1992 and 2002—an average of 475 civil jury trials were tried each year in the entire state of Iowa; that number was down to 267 in 2005. The state’s civil case filings in general have been in decline during the past 25 years. In 1980, 30,020 civil cases were filed in Iowa. The number of filings in 2002 was down to 27,489, and was 27,300 in 2005. The vast majority of these civil lawsuits were filed by businesses. In 2002, Iowa businesses filed 14,000 lawsuits compared to 4,462 filed by individuals. Those numbers are even more impressive when looking at the number of medical malpractice lawsuits filed in Iowa, which have decreased by more than 29 percent since 2002.

While the medical liability climate in Iowa has always been pro-physician, the Iowa Medical Society has been proactive in recent years in regard to getting affidavit-of-merit legislation passed. In fact, executive vice president of the Iowa Medical Society, Mike Abrams, has said that he believes an affidavit of merit requirement prior to filing a medical malpractice case would hasten the settlements of cases, thus benefiting the physician as well as the plaintiff.

Republicans in the Iowa senate argue that there is a need to pass legislation that raises the burden of proof on medical malpractice claims and creates caps on payment for damages. In a March 2010 letter, Senate Republican Leader Paul McKinley writes how Iowa needs a cap on non-economic damages even after acknowledging his state has medical malpractice damage verdicts that are amongst the smallest in the nation.

Medical malpractice insurance rates are very affordable in Iowa. Because of this, medical malpractice insurance companies are willing to compete for your business. This is why it is important to your business success to work with an experienced malpractice insurance broker who has access to all the major insurance companies in the state. This broker will be able to get you the best medical malpractice insurance terms at the most affordable price.

All Medical Liability Monitor rate data is protected under United States Copyright Law. The rate data may not be reproduced in whole or part without permission. Contact the editor at Medical Liability Monitor for more information.

IOWA
Physician Medical Malpractice Insurance Rates

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010

2000

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MICOA

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$4,374 0%	$14,386 0%	$27,839 0%

MIDWEST MED. INS. CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$4,295 +8.0%	$15,546 +8.0%	$31,651 +8.0%

2001

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APCAPITAL

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$4,374 0%	$14,386 0%	$27,839 0%

MIDWEST MED.INS.CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$5,412 +26%	$16,325 +5%	$33,237 +5%

2002

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AMERICAN PHYSICIANS ASSURANCE CORP.(APCAPITAL)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$4,374 0%	$14,386 0%	$27,839 0%

DOCTORS' COMPANY

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,169 +29.1%	$30,441 +29.1%	$39,852 +29.1%

MIDWEST MEDICAL INSURANCE CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$6,168 +14%	$18,607 +14%	$37,883 +14%

2003

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AMERICAN PHYSICIANS ASSURANCE CORP. (APCAPITAL)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$4,374 0%	$14,386 0%	$27,839 0%

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$5,020 24.0%	$20,638 24.0%	$33,467 24.0%

PRONATIONAL INSURANCE COMPANY (PROASSURANCE)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$7,417 0%	$18,283 0%	$27,332 0%

MIDWEST MEDICAL INSURANCE CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$5,654 10.0%	$20,469 10.0%	$41,073 8.0%

2004

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PIC WISCONSIN

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$5,974 19.0%	$25,820 25.0%	$41,817 24.9%

PRONATIONAL INSURANCE CO. (PROASSURANCE)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,350 26.1%	$30,636 67.6%	$43,407 58.8%

MIDWEST MEDICAL INSURANCE CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$6,400 13.2%	$23,171 13.2%	$47,174 13.2%

2005

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PIC WISCONSIN

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$6,272 5.0%	$27,111 5.0%	$43,907 5.0%

PRONATIONAL INSURANCE CO. (PROASSURANCE)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,350 0.0%	$30,636 0.0%	$43,407 0.0%

MIDWEST MEDICAL INSURANCE CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire area	$6,401 0.0%	$23,171 0%	$47,173 0%

COPIC INSURANCE CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,768 0.0%	$23,841 0.0%	$47,212 0.0%

2006

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PIC WISCONSIN

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$6,586 5.0%	$28,467 5.0%	$46,103 5.0%

PRONATIONAL INSURANCE CO. (PROASSURANCE)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,350 .0%	$30,636 0%	$43,407 0%

MIDWEST MEDICAL INSURANCE CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$7,681 20.0%	$23,043 -0.6%	$35,204 -25.4%

COPIC INSURANCE CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,768 0%	$23,841 0%	$47,212 0%

2007

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PIC WISCONSIN

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$6,586 0%	$28,467 0%	$46,103 0%

PRONATIONAL INSURANCE CO. (PROASSURANCE)

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$9,350 0%	$30,636 0.0%	$43,407 0.0%

MIDWEST MEDICAL INSURANCE CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$6,530 -15.0%	$19,589 -15.0%	$29,927 -15.0%

COPIC INSURANCE CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$8,413 -13.9%	$34,985 46.7%	$46,144 -2.3%

2008

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PIC WISCONSIN

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$6,586 0%	$28,467 0%	$46,103 0%

MIDWEST MEDICAL INSURANCE CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$5,953 -9%	$17,860 -9%	$27,285 -9%

COPIC INSURANCE CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$8,413 0%	$34,985 0%	$46,144 0%

2009

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PIC WISCONSIN

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$6,586 0%	$28,467 0%	$46,103 0%

MIDWEST MEDICAL INSURANCE CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$5,953 0%	$17,860 0%	$27,285 0%

COPIC INSURANCE CO.

AREA	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Entire state	$8,300 -9%	$34,293 -2%	$40,291 -13%

2010 coming soon.
To find the most current medical malpractice insurance rates in Iowa, contact Mike Matray at the Medical Liability Monitor. MyMedicalMalpracticeInsurance.com has negotiated an excellent rate for all of our users, mention our site, and you can receive the Medical Liability Monitor at a low promotional price.