Connecticut Medical Malpractice Insurance

For physicians, making the right decision is critical, both to their patients and to themselves. But potential liability issues make the selection of the best possible medical malpractice liability insurance nearly as important. MyMedicalMalpracticeInsurance.com has specialists in Connecticut with access to the leading malpractice insurance companies in the state. Making them compete for your business will benefit you and your practice, by presenting the best terms and rates available for your medical malpractice insurance. We’ve assisted thousands of doctors and healthcare professionals in the selection of their medical liability coverage and we would like to assist you, as well, in finding the best malpractice insurance coverage to protect you and your practice.

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Why Connecticut Physicians choose My Medical Malpractice Insurance:

  • We provide medical malpractice insurance quotations from the leading medical malpractice insurance providers in Connecticut.

  • We’ll help you ensure that you get all the physician discounts available to you, such as Risk Management, Claims-free and New to Practice.

  • Prior Acts Coverage will be included, making it unnecessary to purchase separate tail coverage.

  • Your policy will be customized by our veteran liability specialists, to fit your specific needs.

  • We offer a number of Free Practice Tools, such as our Online Patient Satisfaction Survey System, Certified Professional Healthcare Risk Manager (CPHRM) on staff, as well as many other tools to help your practice be successful.

  • We've joined forces with the Medical Liability Monitor (the nation’s leading independent source of Medical Liability Insurance news as well as the political, legal and risk management issues that affect the healthcare industry) and have published historic rate data for every city in the Constitution State. You’ll find the insights provided by this information into Connecticut's data trends will help you make an informed decision on your professional liability insurance coverage and carrier. That’s just one of the reasons that MyMedicalMalpracticeInsurance.com is the preferred online site for Connecticut physicians, medical groups and other healthcare professionals, always on the lookout to find the best liability coverage and lower their medical malpractice insurance.

  • Click to request you free Connecticut Medical Malpractice Insurance quote.

Medical Malpractice Insurance in Connecticut


In a panel discussion in Danbury, Conn., more than 200 doctors listened to a discussion concerning the healthcare crisis and escalating cost of medical malpractice insurance. Seated at the panel table was the state insurance commissioner, the president of a Connecticut trial lawyers bar and the vice president of a large medical liability insurance company.

The panel stated that medical malpractice insurance rates were unaffordable and that some physicians were taking out mortgages on their homes to pay for their medical liability insurance.

Connecticut doctors are not alone in their struggles with this issue. They say it is a problem growing across the country. One of the main causes for the medical malpractice insurance rate increases in Connecticut is that there are only four carriers left in the state, leaving little competition. Over recent years, 12 insurers have left the medical liability market. Other causes for the state's liability increases include "severe" malpractice lawsuit settlements, reduced investment income and increasing costs for the insurance companies.

The average award given to Connecticut patients in malpractice cases increased 176 percent between 1994 and 2004, according to statistical studies.

One New Haven physician was quoted as saying, “healthcare is a basic need, like transportation. Unfortunately, we've come to the sense that we all want to ride in a limo with a bus fare."

Everyone wants the best possible coverage for the cheapest amount of money, and collaboration from all sides — from patients to doctors — is necessary to control runaway costs. Employers should expect up to a 15-percent increase in health benefits in the future and the numbers aren't expected to get any better.

Everyone knows what medical costs are today. Multiply that by two and you have your cost in five years. The healthcare system as we know it today is broken.

A short-term strategy of changing the healthcare plan design is necessary. Co-pays should vary and it is expected that people will be asked to pay more out of their paycheck for healthcare.

Some physicians say that 25 percent of the total cost of the health system could be avoided if they were free to provide better quality of care. To do this, information needs to be provided to physicians so they can help patients better understand the best place to go for needed care. This will result in an increased survival rate.

Physicians also advocate periodic cancer screenings and checkups, which can lead to a better diagnosis. If the public can be educated in preventive care, physicians believe medical malpractice cases will drop as well as costs for medical malpractice insurance. This approach costs nothing. Connecticut does not impose a cap on compensatory damages recoverable in medical malpractice actions. There is no statute authorizing punitive damages in excess of this amount for medical malpractice

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All Medical Liability Monitor rate data is protected under United States Copyright Law. The rate data may not be reproduced in whole or part without permission. Contact the editor at Medical Liability Monitor for more information.

CONNECTICUT


2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010


2000
Request a Free Medical Malpractice Insurance Quote in Connecticut

American Healthcare Indemnity Co. (SCPIE Holdings, Inc.)
(Limits of $400K/$4M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$10,568
0%		 $30,646
0%		 $43,327
0%


Connecticut Medical Insurance Co.
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$7,736
N/A		 $32,651
0%		 63,292
N/A


PHICO Ins. Co.
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$8,560
0%		 $26,211
0%		 $45,366
0%


INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$5,951
0%		 $25,140
0%		 $55,848
0%


2001 Up
Request a Free Medical Malpractice Insurance Quote in Connecticut

American Healthcare Indemnity Co. (SCPIE Holdings, Inc.)
(Limits of $1M/$4M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$15,809
+ 49.6%		 $45,846
+ 49.6%		 $64,817
+ 49.6%


Connecticut Medical Insurance Co.
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$7,736
+ 15.0%		 $32,651
+ 5.0%		 $60,000
+ 15.0%


PHICO Ins. Co.
(Company placed in rehabilitation since rates were reported)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$8,560
0%		 $26,211
0%		 $45,366
0%


ProSelect (ProMutual)
(Limits of $1M/$4M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$6,171
+ 3.7%		 $36,192
+ 8.0%		 $57,905
+ 8.0%


2002 Up
Request a Free Medical Malpractice Insurance Quote in Connecticut

Connecticut Medical Insurance Co.
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$13,820
+ 40.1%		 $36,854
+ 7.4%		 $94,978
+ 22.5%


ProSelect (ProMutual) (Limits of $1M/$4M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$7,405
+ 20.0%		 $43,438
+ 20.0%		 $69,499
+ 20.0%


2003 Up
Request a Free Medical Malpractice Insurance Quote in Connecticut

Connecticut Medical Insurance Co.
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$21,420
+ 55.0%		 $42,385
+ 15.0%		 $123,470
+ 30.0%


ProSelect (ProMutual)
(Limits of $1M/$4M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$8,622
+ 16.4%		 $50,566
+ 16.4%		 $80,904
+ 16.4%


2004 Up
Request a Free Medical Malpractice Insurance Quote in Connecticut

Connecticut Medical Insurance Co.
($1M/$4M limits rates shown)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$28,917
+ 35.0%		 $57,220
+ 35.0%		 $148,164
+ 20.0%


ProSelect (ProMutual)
(Limits of $1M/$4M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$12,197
+ 41.5%		 $65,198
+ 28.9%		 $105,367
+ 30.2%


2005 Up
Request a Free Medical Malpractice Insurance Quote in Connecticut

Connecticut Medical Insurance Co.
($1M/$4M limits rates shown)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$34,700
+ 20.0%		 $65,803
+ 15.0%		 $170,389
+ 15.0%


ProSelect (ProMutual) (Limits of $1M/$4M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$15,026
+ 23.2%		 $80,321
+ 23.2%		 $129,809
+ 23.2%


Medical Protective
(Limits of $1M/$4M, excluding internal medicine which is $500K/$1.5M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$27,336
N/A		 $118,853
N/A		 $173,087
N/A


2006 Up
Request a Free Medical Malpractice Insurance Quote in Connecticut

Connecticut Medical Insurance Co.
($1M/$4M limits rates shown)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$34,700
0%		 $65,803
0%		 $170,389
0%


ProSelect (ProMutual)
(Limits of $1M/$4M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$15,026
0%		 $80,321
0%		 $129,809
0%


Medical Protective
(Limits of $1M/$4M, excluding internal medicine which is $500K/$1.5M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$17,392
- 36.4%		 $105,954
- 10.9%		 $154,302
- 10.9%


2007 Up
Request a Free Medical Malpractice Insurance Quote in Connecticut

Connecticut Medical Insurance Co. ($1M/$4M limits rates shown)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$34,700
0%		 $65,803
0%		 $170,389
0%


ProSelect (ProMutual)
(Limits of $1M/$4M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$15,026
0%		 $80,321
0%		 $129,809
0%


Medical Protective
(Limits of $1M/$4M, excluding internal medicine which is $500K/$1.5M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$34,063
+ 95.9%		 $116,089
+ 9.6%		 $169,062
+ 9.6%


2008 Up
Request a Free Medical Malpractice Insurance Quote in Connecticut

Connecticut Medical Insurance Co.
($1M/$4M limits rates shown)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$34,700
0%		 $65,803
0%		 $170,389
0%


ProSelect (ProMutual)
(Limits of $1M/$4M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$15,026
0%		 $80,321
0%		 $129,809
0%


Medical Protective
(Limits of $1M/$4M, excluding internal medicine which is $500K/$1.5M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$20,090
0%
 $81,370
0%
 $107,440
0%


2009 Up
Request a Free Medical Malpractice Insurance Quote in Connecticut

Connecticut Medical Insurance Co.
($1M/$4M limits rates shown)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$34,700
0%		 $65,803
0%		 $170,389
0%


ProSelect (ProMutual)
(Limits of $1M/$4M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$15,026
0%		 $80,321
0%		 $129,809
0%


Medical Protective
(Limits of $1M/$4M, excluding internal medicine which is $500K/$1.5M)
INTERNAL MEDICINE
(% change since last survey)		 GENERAL SURGERY
(% change since last survey)		 OB/GYN
(% change since last survey)
$22,908
14%
 $92,782
14%
 $122,509
14%


2010 coming soon.
To find the most current medical malpractice insurance rates in Connecticut, contact Mike Matray at the Medical Liability Monitor. MyMedicalMalpracticeInsurance.com has negotiated an excellent rate for all of our users, mention our site, and you can receive the Medical Liability Monitor at a low promotional price.