California Medical Malpractice Insurance

You make good decisions every day, regarding your recommendations and treatments of your patients. Shouldn’t your decisions regarding your medical malpractice insurance coverage be just as good? In order to make informed decisions, you need to have good information, and the malpractice insurance experts at MyMedicalMalpracticeInsurance.com can provide that.

We have access to all the A-rated medical liability insurance carriers in California, and we’ll make them quote competitively in order to ensure you are presented with the best possible terms and rates. After having advised thousands of physicians and healthcare professionals, we’re perfectly suited to help you find the most comprehensive and affordable medical malpractice insurance coverage to protect yourself and your practice.

Why California Physicians choose My Medical Malpractice Insurance:

We’ll get you quotes from the leading Medical Malpractice Insurers in California.
We’ll make certain that you receive all the Physician Discounts available to you: Risk Management, Claims-free, New to Practice.
We’ll ensure that Prior Acts Coverage is included, so that it’s not necessary to purchase separate tail coverage.
Our veteran liability specialists will custom tailor your policy to fit your needs.
We offer several free Practice Tools: Online Patient Satisfaction Survey System, Certified Professional Healthcare Risk Manager (CPHRM) on staff, plus many other tools to help your practice succeed and thrive.
Working with the Medical Liability Monitor -- the nation's leading independent source of Medical Liability Insurance news as well as the political, legal and risk management issues that affect the healthcare industry -- we publish historic rate data for every city in the Golden State. This information offers insight into California's data trends, providing you the information you need to make informed decisions on your medical malpractice insurance and carrier. That’s just one more reason why we’re the preferred online site for California physicians and medical groups looking for ways to lower their medical malpractice insurance rates and find the best coverage.
Request your free Medical Malpractice Insurance quote in California - it could save you and your practice thousands and provide you with the peace of mind that comes with knowing you’re well protected against liability claims.

California Medical Malpractice Insurance

California has a $250,000 cap on non-economic damages in cases of medical malpractice insurance cases. The state also provides a method for which consumers can find out if a physician covered by medical liability insurance has been sued for malpractice.

But do most consumers and business personnel in California know exactly what medical malpractice means, and should they have a right to that information? Does malpractice equal negligence? Especially in today's age in which frivolous lawsuits against physicians seem much more common than they have ever been.

The National Practitioner Data Bank (NPDB) was created in 1986 to serve as a vital tool in the process of practitioner credentialing. The NPDB essentially flags physicians who lack the high ethical standards required for patient care.

The NPDB then makes the information available to hospitals, state licensing boards, professional societies and other healthcare entities. The organization is especially useful in keeping state medical boards informed of doctors' records in other states - in case a doctor leaves the state and applies for a medical license elsewhere.

This sounds like information the public has a right to access. Wouldn't you want to know if your physicians had a history of medical malpractice payments and disciplinary actions?

Except the issue isn't that straightforward.

What most people don't realize is the NPDB system for collecting medical malpractice insurance settlements and verdicts is not an accurate measure of the competence of a physician.

Even though the NPDB collects a variety of information, a majority of the data available is medical malpractice claims against physicians. But being sued for malpractice isn't necessarily a sign of incompetence. This ties into what was mentioned above in regards to frivolous lawsuits and the fact that certain types of lawyers will take on a medical malpractice insurance case in California if they think there's even the slightest chance of making money from it.

In addition, the NPDB has no threshold for judgments and settlements, which means payments are listed regardless of the amount. In essence, a $7,000 payment would have the same value as a $7 million payment — one mark on the physician's record. Many times, medical malpractice lawsuits are settled because it is less expensive than the price of defending a lawsuit.

Which means settlements aren't necessarily an admission of guilt.

In today's legal landscape, when any citizen with $199 can file a lawsuit, a physician's legal options are limited. Which is why MyMedicalMalpracticeInsurance.com offers free practice tools to physicians to not only lower their medical malpractice insurance costs in California, but also limits their liability exposure by pin-pointing certain areas of their medical practice that can be improved.

The NPDB also fails to reflect the risk of a given practitioner's specialty. Some specialties and procedures are inherently risky. Therefore, the normal rate of claims differs among the medical specialties.

This lack of separation harms areas such as obstetrics and high-risk or cutting-edge procedures where a good job often may produce an unfortunate outcome. An excellent obstetrician (because he/she is so good) will often get the most difficult cases. As a result, they may have less than ideal outcomes, but that doesn't make the physician less capable.

Since better doctors are sued more often, giving access to medical malpractice claim information could result in fewer doctors going into risky specialties or performing difficult but necessary surgeries.

So, what's the solution? Just because the NPDB may not be suited to the needs of the consumer doesn't mean that consumers shouldn't have a right to know if a physician is negligent.

Fortunately for California businesses, there is an answer. The state of California provides public organizations with relevant, reliable, verified, accurate and contextual information about the competence of physicians in the state through the California Medical Board.

Anyone can obtain physician information from the Medical Board regarding licensing information or disciplinary action taken against that doctor. The Board provides this information through its Website and also maintains a Consumer Information Unit in Sacramento.

The California Medical Board keeps a wealth of information for consumers. By law, the Medical Board is authorized to provide the public with a physician's address, medical education record, California license number, current status of the license, as well as pending disciplinary charges and completed disciplinary actions.

The Medical Board also supplies the public with the same information that the National Practitioner Data Bank won't let the public access: malpractice claims paid by physicians in California. The Medical Board employs a payment threshold of $30,000, which places malpractice settlements in a context that is useful.

A final word to healthcare consumers — medical malpractice happens. The law recognizes that medicine isn't an exact science and undesirable things happen in the absence of negligence. Which is why we feel that physicians and healthcare professionals are not treated fairly. We believe that physicians should be paying a much lower amount for their medical malpractice insurance in California, which is why we can usually offer physicians, medical groups and healthcare professionals the lowest price and best terms on their medical malpractice insurance.

Click to request your free, no obligation California Medical Malpractice Insurance Quote.

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CALIFORNIA

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010

2000

Request a Free Medical Malpractice Insurance Quote in California

CLARENDON NAT. INS. CO.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Riverside, San Bernardino	$9,572 0%	$25,310 0%	$56,330 0%
Los Angeles, Orange	$8,946 0%	$23,655 0%	$52,645 0%
San Diego, Imperial	$7,604 0%	$20,106 0	$44,748 0%
Kern, San Luis Obispo, Santa Barbara, Ventura	$6,262 0%	$16,558 0%	$36,851 0%

THE DOCTORS COMPANY
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Greater Los Angeles Area	$10,097 0%	$32,507 0%	$52,874 0%
Kern, Ventura	$10,394 0%	$33,464 0%	$54,429 0%
San Diego, Imperial	$7,124 0%	$26,681 0%	$38,320 0%
Ten central California	$3,932 0%	$14,206 0%	$22,899 0%
Northern California and remainder of State	$6,050 0%	$19,528 0%	$34,349 0%

MIEC
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Northern California	$6,064 +5.0%	$21,828 +5.0%	$36,380 +5.0%
Los Angeles metro area	$7,883 +5.0%	$28,376 +5.0%	$47,294 +5.0%
San Diego, Imperial, Ventura	$7,276 +5.0%	$26,193 +5.0%	$43,656 +5.0%

NORCAL
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Northern California	$7,855 +4.0%	$24,352 +4.0%	$34,564 -5.0%
Southern California	$10,867 +4.0%	$33,684 +4.0%	$49,982 -5.0%

SCPIE HOLDINGS, INC.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles, Orange	$10,976 0%	$32,136 0%	$52,532 0%
Riverside,San Bernardino	$12,376 0%	$36,332 0%	$59,440 0%
Kern, San Luis Obispo, Santa Barbara and Ventura	$8,920 0%	$25,968 0%	$42,396 0%
San Diego and Imperial	$9,616 0%	$28,064 0%	$45,848 0%
Other counties	$7,948 0%	$23,048 0%	$37,596 0%

COOPERATIVE OF AMERICAN PHYSICIANS, INC.
MUTUAL PROTECTION TRUST
(Additional 14% for internal medicine applied July, 2000)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Southern California	$6,750 to $7,695 +7.65 + 14%	$24,730 +7.65%	$42,330 +7.65%
San Diego	$6,430 to 7,330 +7.65 + 14%	$23,510 +7.65%	$40,230 +7.65%
Northern California	$5,780 to $6,589 +7.65 + 14%	$21,060 +7.65%	$36,020 +7.65%

NORTHWEST PHYSICIANS MUTUAL
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles area	$8,850 0%	$24,117 0%	$45,136 0%
San Diego area	$7,300 0%	$20,074 0%	$37,229 0%
Rest of state	$6,000 0%	$17,101 0%	$31,951 0%

2001

Request a Free Medical Malpractice Insurance Quote in California

CLARENDON NAT. INS. CO.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Riverside, San Bernardino	$9,572 0%	$25,310 0%	$56,330 0%
Los Angeles, Orange	$8,946 0%	$23,655 0%	$52,645 0%
San Diego, Imperial	$7,604 0%	$20,106 0	$44,748 0%
Kern, San Luis Obispo, Santa Barbara, Ventura	$6,262 0%	$16,558 0%	$36,851 0%

THE DOCTORS COMPANY
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Greater Los Angeles Area	$10,097 0%	$32,507 0%	$52,874 0%
Kern, Ventura	$10,394 0%	$33,464 0%	$54,429 0%
San Diego, Imperial	$7,124 0%	$26,681 0%	$38,320 0%
Ten central California	$3,932 0%	$14,206 0%	$22,899 0%
Northern California and remainder of State	$6,050 0%	$19,528 0%	$34,349 0%

Med. Ins. Ex of CA (MIEC)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Northern California	$6,064 0%	$21,828 0%	$36,380 0%
Los Angeles metro area	$7,883 0%	$28,376 0%	$47,294 0%
San Diego, Imperial, Ventura	$7276 0%	$26,193 0%	$43,656 0%

NORCAL
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
San Mateo, Santa Clara, Santa Cruz, Fresno, Monterey	$8,125 +3.32%	$26,447 +7.92%	$36,034 +4.09%
Rest of state	$8,360 +6.04%	$27,211 +10.51%	$37,076 +6.78%
Riverside, San Bernardino	$12,038 +9.73%	$39,183 +14.03%	$53,338 +6.38%
Ventura, San Diego	$8,945 +3.7%	$29,115 +17.1%	$39,670 +13.7%
Los Angeles, Orange	$12,959 +16.14%	$42,181 +20.14%	$57,479 +1303%

SCPIE INDEMNITY CO. (SCPIE HOLDINGS, INC.)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles	$12,060 +9.9%	$35,316 +9.9%	$57,740 +9.9%
Orange	$12,628 +15.1%	$37,004 +15.1%	$60,496 +15.1%
Riverside Co.	$14,900 +20.6%	$43,832 +20.6%	$71,728 +20.6%
San Bernardino Co.	$14,232 +15.1%	$41,512 +15.1%	$68,416 +15.1%
Kern, Ventura	$10,252 +15.1%	$29,884 +15.1%	$48,812 +15.1%
Santa Barbara	$9,804 +9.9%	$28,544 +9.9%	$46,604 +9.9%
San Luis Obispo Co.	$7,948 -11.0%	$23,048 -11.0%	$37,596 -11.0%
San Diego, Imperial Cos	$11,052 +15.1%	$32,300 +15.1%	$52,772 +15.1%
All other counties	$7,948 0%	$23,048 0%	$37,596 0%

COOPERATIVE OF AMERICAN PHYSICIANS, INC.
MUTUAL PROTECTION TRUST
(CLAIMS-PAID COVERAGE)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Southern California	$7,710 0%	$24,740 0%	$42,330 0%
San Diego	$7,340 0%	$23,520 0%	$40,230 0%
Northern California	$6,590 0%	$21,070 0%	$36,020 0%

NORTHWEST PHYSICIANS MUTUAL
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles area	$9,204 +4.0%	$25,080 +4.0%	$46,938 +4.0%
San Diego area	$7,592 +4.0%	$20,879 +4.0%	$38,721 +4.0%
Northern California, rest of state	$6,240 +4.0%	$21,839 +4.0%	$33,226 +4.0%

2002

Request a Free Medical Malpractice Insurance Quote in California

COOPERATIVE OF AMERICAN PHYSICIANS, INC. (CAP)
(CLAIMS-PAID COVERAGE)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Southern California	$9,070 +17.6%	$25,330 +2.4%	$43,350 +2.4%
San Diego	$8,630 +17.6%	$24,080 +2.4%	$41,200 +2.4%
Northern California	$7,750 +17.6%	$21,570 +2.4%	$36,890 +2.4%

THE DOCTORS COMPANY
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
San Bernardino,Los Angeles,Orange,Riverside	$11,164 +7.6%	$36,740 +7.6%	$54,563 +7.6%
Ventura , Bakersfield	$12,088 +7.6%	$37,296 +7.6%	$58,025 +7.6%
San Diego, Imperial	$8,052 +7.6%	$30,155 7.6%	$37,661 +7.6%
Fresno to Santa Clara	$4,919 +7.6%	$17,776 +7.6%	$28,132 +7.6%
Northern California including San Francisco and Sacramento	$6,331 +7.6%	$22,213 +7.6%	$31,258 +7.6%

MEDICAL INSURANCE EXCHANGE OF CALIFORNIA (MIEC)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Northern California	$6,064 0%	$21,828 0%	$36,380 0%
Los Angeles metro area	$8,792 +11.5%	$31,652 +11.5%	$52,748 +11.5%
San Diego, Imperial, Ventura	$7,580 +4.2%	$27,284 +4.2%	$45,472 +4.2%

NORCAL
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
San Mateo, Santa Clara, Santa Cruz, Fresno, Monterey	$11,557 -7%	$27,004 +2%	$35,718 -1%
Rest of state	$12,231 -4%	$28,579 +5%	$37,801 +2%
Riverside, San Bernardino	$20,521 +12%	$47,950 +22%	$51,839 +3%
Ventura, San Diego	$14,602 +7%	$34,119 +17%	$45,130 +14%
Los Angeles, Orange	$21,157 +7%	$49,436 +17%	$65,389 +14%

NORTHWEST PHYSICIANS MUTUAL INSURANCE CO.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles area	$9,810 +6.6%	$30,704 +22.4%	$56,406 +20.1%
San Diego area	$8,092 +6.6%	$24,073 +15.3%	$43,776 +13.1%
Northern California, rest of state	$6,650 +6.6%	$20,448 +15%	$37,238 +12.1%

SCPIE INDEMNITY CO. (SCPIE COS.)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles	$12,668 +5%	$37,068 +5%	$60,588 +5%
Orange	$13,872 +10%	$40,684 +10%	$66,532 +10%
Riverside	$15,644 +5%	$46,008 +5%	$75,276 +5%
San Bernardino	$14,936 +5%	$43,892 +5%	$71,820 +5%
Kern	$10,764 +5%	$31,372 +5%	$51,236 +5%
Santa Barbara	$10,288 +5%	$29,948 +5%	$48,908 +5%
San Diego,Imperial	$11,604 +5%	$33,884 +5%	$55,376 +5%
Ventura	$11,260 +10%	$32,872 +10%	$53,692 +10%
North and Central California including San Luis Obispo	$8,736 +10%	$25,325 +10%	$41,320 +10%

2003

Request a Free Medical Malpractice Insurance Quote in California

COOPERATIVE OF AMERICAN PHYSICIANS, INC. (CAP)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Southern California	$9,510 4.9%	$26,600 5.0%	$45,530 5.0%
San Diego	$9,050 4.9%	$25,280 5.0%	$43,270 5.0%
Northern California	$8,120 4.8%	$22,650 5.0%	$38,740 5.0%

THE DOCTORS COMPANY
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
San Bernardino,Los Angeles,Orange,Riverside	$12,493 12.0%	$45,421 24.0%	$60,259 10.0%
Ventura , Bakersfield	$13,683 13.0%	$46,518 25.0%	$63,764 10.0%
San Diego, Imperial	$9,689 20.0%	$35,954 19.0%	$44,076 17.0%
Fresno to Santa Clara	$6,758 37.0%	$24,417 37.0%	$33,542 19.0%
Northern California including San Francisco and Sacramento	$7,757 23.0%	$27,949 26.0%	$36,066 15.0%

MEDICAL INSURANCE EXCHANGE OF CALIFORNIA (MIEC)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Northern California	$6,488 7.0%	$23,348 7.0%	$38,916 7.0%
Los Angeles	$11,028 25.0%	$39,962 25.0%	$66,156 25.0%
San Diego, Imperial, Ventura	$9,732 28.0%	$35,028 28.0%	$58,376 28.0%

NORCAL MUTUAL INSURANCE CO.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
San Mateo, Santa Clara, Santa Cruz, Fresno, Monterey	$11,846 3.0%	$27,679 2.0%	$36,611 3.0%
Riverside, San Bernardino	$22,491 10.0%	$52,552 10.0%	$69,510 34.0%
Ventura, San Diego	$22,488 54.0%	$52,544 54.0%	$69,500 54.0%
Los Angeles, Orange	$25,178 19.0%	$28,830 19.0%	$77,814 19.0%
Kern, Santa Barbara, San Luis Obispo, Imperial	$13,209 N/A	$30,865 N/A	$40,825 N/A
Remainder of State	$12,965 6.0%	$30,293 6.0%	$40,069 6.0%

NORTHWEST PHYSICIANS MUTUAL INSURANCE CO.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles	$11,281 15.0%	$35,308 15.0%	$70,504 25.0%
Northern California,remainder of state	$6,981 5.0%	$21,468 5.0%	$39,096 5.0%
San Diego	$9,305 15.0%	$27,682 15.0%	$50,340 15.0%

SCPIE INDEMNITY CO. (SCPIE COS.)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles	$12,668 0.0%	$37,068 0.0%	$60,588 0.0%
Orange	$13,872 0.0%	$40,684 0.0%	$66,532 0.0%
Riverside	$15,644 0.0%	$46,008 0.0%	$75,276 0.0%
San Bernardino	$14,936 0.0%	$43,892 0.0%	$71,820 0.0%
Kern	$10,764 0.0%	$31,372 0.0%	$51,236 0.0%
Santa Barbara	$10,288 0.0%	$29,948 0.0%	$48,908 0.0%
San Diego,Imperial	$11,604 0.0%	$33,884 0.0%	$55,376 0.0%
Ventura	$11,260 0.0%	$32,872 0.0%	$53,692 0.0%
North and Central California including San Luis Obispo	$8,736 0.0%	$25,325 0.0%	$41,320 0.0%

2004

Request a Free Medical Malpractice Insurance Quote in California

COOPERATIVE OF AMERICAN PHYSICIANS, INC. (CAP)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Southern California	$11,000 15.7%	$27,770 4.4%	$47,560 4.5%
San Diego	$9,925 +9.7%	$26,394 4.4%	$42,829 -1.0%
Northern California	$8,850 9.0%	$23,642 4.4%	$38,098 -1.7%

THE DOCTORS COMPANY
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles and Orange	$14,237 14.0%	$54,505 20.0%	$63,272 5.0%
Kern,Riverside,San Bernardino, Ventura	$15,735 26.0%	$55,822 22.9%	$73,329 21.7%
San Diego, Imperial	$11,142 15.0%	$43,145 20.0%	$48,713 10.5%
Contra Costa,Madera,Mariposa,Merced Monterey,San Benito,San Francisco,Santa Clara,Santa Cruz and Stanislaus Counties	$7,766 0.1%	$29,300 4.8%	$33,937 -5.9
Remainder of state	$8,921 32.0%	$33,539 37.4%	$39,673 18.3%

MEDICAL INSURANCE EXCHANGE OF CALIFORNIA (MIEC)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Northern California	$6,936 6.9%	$24,960 6.9%	$41,596 6.9%
Los Angeles	$11,788 6.9%	$42,428 6.9%	$70,712 6.9%
San Diego, Imperial, Ventura	$10,400 6.9%	$37,440 6.9%	$62,400 6.9%

NORCAL MUTUAL INSURANCE CO.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
San Mateo, Santa Clara, Santa Cruz, Fresno, Monterey	$6,869 -16.8%	$23,031 -16.8%	$30,463 -16.8%
Riverside,San Bernardino	$18,118 15.6%	$60,748 15.6%	$80,352 15.6%
Ventura, San Diego	$18,115 15.6%	$60,741 15.6%	$80,342 15.6%
Los Angeles, Orange	$20,283 15.6%	$68,007 15.6%	$89,953 15.6%
Kern, Santa Barbara,San Luis Obispo, Imperial	$10,641 15.6%	$35,679 15.6%	$47,193 15.6%
Remainder of state	$8,673 -4.0%	$29,081 -4.0%	$38,465 -4.0%

NORTHWEST PHYSICIANS MUTUAL INSURANCE CO.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles	$11,845 5.0%	$40,607 15.0%	$86,301 22.4%
San Diego	$10,236 10.0%	$31,836 15.0%	$61,528 22.2%
Northern California,remainder of state	$7,329 5.0%	$23,614 10.0%	$46,158 18.1%

SCPIE INDEMNITY CO. (SCPIE COS.)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles County	$13,808 9.0%	$40,436 9.1%	$66,100 9.1%
Orange	$15,124 9.0%	$44,372 9.1%	$72,568 9.1%
Riverside	$17,056 +9.0%	$50,164 9.0%	$82,084 9.0%
San Bernardino	$16,264 8.9%	$47,804 8.9%	$78,216 8.9%
Kern	$11,740 9.1%	$34,232 9.1%	$55,924 9.1%
Santa Barbara	$11,220 9.1%	$32,660 9.1%	$53,316 9.0%
San Diego, Imperial	$12,664 9.1%	$36,992 9.2%	$60,452 9.2%
Ventura	$12,292 9.2%	$35,880 9.2%	$58,608 9.2%
North and Central CA including San Luis Obispo	$9,528 9.1%	$27,604 9.1%	$45,020 9.0%

2005

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COOPERATIVE OF AMERICAN PHYSICIANS,INC. (CAP)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Southern California	$11,810 7.4%	$29,830 7.4%	$51,090 7.4%
San Diego	$9,498 -4.3%	$28,351 7.4%	$40,922 -4.5%
Northern California	$7,764 -12.3%	$25,393 7.4%	$35,838 -5.9%

THE DOCTORS COMPANY
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles, Orange	$14,237 0.0%	$54,505 0.0%	$63,272 0.0%
Kern, Riverside,San Bernardino, Ventura	$15,735 0.0%	$55,822 0.0%	$73,329 0.0%
San Diego, Imperial Cos.	$11,142 0.0%	$43,145 0.0%	$48,713 0.0%
Contra Costa, Madera, Mariposa, Merced,Monterey,San Benito,San Francisco,Santa Clara, Santa Cruz and Stanislaus Counties	$7,766 0.0%	$29,300 0.0%	$33,937 0.0%
Remainder of State	$8,921 0.0%	$33,539 0.0%	$39,673 0.0%

MEDICAL INSURANCE EXCHANGE OF CALIFORNIA (MIEC)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Northern California	$7,948 14.6%	$28,604 14.6%	$47,672 14.6%
Los Angeles	$13,508 14.6%	$48,624 14.6%	$81,040 14.6%
San Diego, Imperial, Ventura Cos	$11,920 14.6%	$42,908 14.6%	$71,508 14.6%

NORCAL MUTUAL INSURANCE CO.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
San Mateo,Santa Clara, Santa Cruz,Fresno, Monterey Cos.	$6,869 0.0%	$23,031 0.0%	$30,463 0.0%
Riverside, San Bernardino Cos.	$19,044 5.1%	$63,853 5.1%	$84,458 5.1%
Ventura, San Diego Cos.	$18,115 0.0%	$60,741 0.0%	$80,342 0.0%
Los Angeles, Orange	$20,283 0.0%	$68,007 0.0%	$89,953 0.0%
Kern, Santa Barbara, San Luis Obispo, Imperial Cos	$10,641 0.0%	$35,679 0.0%	$47,193 0.0%
Remainder of State	$8,673 0.0%	$29,081 0.0%	$38,465 0.0%

SCPIE INDEMNITY CO. (SCPIE COS.)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles	$14,716 6.6%	$43,056 6.5%	$70,372 6.5%
Orange	$16,108 6.5%	$47,272 6.5%	$77,304 6.5%
Riverside	$18,168 6.5%	$53,440 6.5%	$87,456 6.5%
San Bernardino	$17,312 6.4%	$50,880 6.4%	$83,256 6.4%
Kern	$12,500 6.5%	$36,456 6.5%	$59,532 6.5%
Santa Barbara	$11,944 6.5%	$34,800 6.6%	$56,812 6.6%
San Diego, Imperial	$13,480 6.4%	$39,384 6.5%	$64,364 6.5%
Ventura	$13,088 6.5%	$38,188 6.5	$62,392 6.5%
North and Central CA including San Luis Obispo County	$10,144 6.5%	$29,372 6.4%	$47,912 6.4%

2006

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COOPERATIVE OF AMERICAN PHYSICIANS, INC. (CAP)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Southern California	$11,245 -4.8%	$28,235 -5.3%	$48,285 -5.5%
San Diego	$9,065 -4.6%	$25,446 -10.2%	$38,697 -5.4%
Northern California	$7,430 -4.3%	$22,657 -10.8%	$33,903 -5.4%

THE DOCTORS COMPANY
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles and Orange counties	$14,237 0.0%	$54,505 0.0%	$63,272 0.0%
Kern, Riverside, San Bernardino, Ventura Counties	$15,735 0.0%	$55,822 0.0%	$73,329 0.0%
San Diego and Imperial Cos	$11,142 0.0%	$43,145 0%	$48,713 0%
Remainder of state	$8,921 0%	$33,539 0%	$39,673 0%
Contra Costa, Madera, Mariposa, Merced, Monterey, San Benito, San Francisco, Santa Clara, Santa Cruz and Stanislaus Counties	$7,766 0%	$29,300 0%	$33,937 0%

MEDICAL INSURANCE EXCHANGE OF CALIFORNIA (MIEC)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Northern California	$8,264 4.0%	$29,748 4.0%	$49,576 4.0%
Los Angeles	$14,048 4.0%	$50,568 4.0%	$84,280 4.0%
San Diego, Imperial, Ventura Cos.	$12,396 4.0%	$44,620 4.0%	$74,364 4.0%

NORCAL MUTUAL INSURANCE CO.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
San Mateo, Santa Clara, Santa Cruz, Fresno, Monterey Cos	$6,869 0%	$23,031 0%	$30,463 0%
Remainder of state	$8,673 0%	$29,081 0%	$30,463 -20.8%
Riverside,San Bernardino Cos.	$19,044 0%	$63,853 0%	$84,458 0%
Ventura, San Diego Cos	$18,115 0%	$60,741 0%	$80,342 0%
Los Angeles, Orange Cos	$20,283 0%	$68,007 0%	$89,953 0%
Kern, Santa Barbara, San Luis Obispo, Imperial Cos	$10,641 0%	$35,679 0%	$47,193 0%

SCPIE INDEMNITY CO. (SCPIE COS.)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles County	$14,716 0.0%	$43,058 0.0%	$70,372 0.0%
Orange	$16,108 0.0%	$47,272 0.0%	$77,304 0.0%
Riverside	$18,168 0.0%	$53,440 0.0%	$87,456 0.0%
San Bernardino	$17,312 0%	$50,880 0%	$83,258 0%
Kern	$12,500 0%	$36,456 0%	$59,532 0%
Santa Barbara	$11,944 0%	$34,800 0%	$58,812 3.5%
San Diego,Imperial	$13,480 0%	$39,384 0%	$64,364 0%
Ventura	$13,088 0%	$38,188 0%	$62,392 0%
North and Central CA including San Luis Obispo	$10,144 0%	$29,372 0%	$47,912 0%

NORCAL MUTUAL INSURANCE CO.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
San Mateo, Santa Clara, Santa Cruz, Fresno, Monterey Cos	$6,869 0%	$23,031 0%	$30,463 0%
Remainder of state	$8,673 0%	$29,081 0%	$30,463 -20.8%
Riverside,San Bernardino Cos	$19,044 0%	$63,853 0%	$84,458 0%
Ventura, San Diego Cos	$18,115 0%	$60,741 0%	$80,342 0%
Los Angeles, Orange Cos	$20,283 0%	$68,007 0%	$89,953 0%
Kern, Santa Barbara, San Luis Obispo, Imperial Cos	$10,641 0%	$35,679 0%	$47,193 0%

2007

Request a Free Medical Malpractice Insurance Quote in California

THE DOCTORS COMPANY
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles, Orange	$14,237 0%	$54,505 0%	$63,272 0%
Kern, Riverside, San Bernardino, Ventura	$15,735 0%	$55,822 0%	$73,329 0%
San Diego, Imperial	$11,142 0%	$43,145 0%	$48,713 0%
Contra Costa, Madera, Mariposa, Merced, Monterey, San Benito, San Francisco, Santa Clara, Santa Cruz, Stanislaus	$7,766 0%	$29,300 0%	$33,939 0%
Remainder of State	$8,921 0%	$33,539 0%	$39,673 0%

MEDICAL INSURANCE EXCHANGE OF CALIFORNIA (MIEC)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Northern Calif.	$9,312 12.7%	$30,476 2.4%	$50,792 2.5%
Los Angeles	$15,832 12.7%	$51,812 2.5%	$86,348 2.5%
San Diego, Imperial, Ventura	$13,968 12.7%	$45,716 2.5%	$76,188 2.5%

NORCAL MUTUAL INSURANCE CO.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
San Mateo, Santa Clara, Santa Cruz, Fresno, Monterey Cos	$6,869 0%	$23,031 0%	$30,463 0%
Remainder of state	$8,673 0%	$29,081 0%	$30,463 0%
Riverside,San Bernardino Cos	$19,044 0%	$63,853 0%	$84,458 0%
Ventura, San Diego Cos	$18,115 0%	$60,741 0%	$80,342 0%
Los Angeles, Orange Cos	$20,283 0%	$68,007 0%	$89,953 0%
Kern, Santa Barbara, San Luis Obispo, Imperial Cos	$10,641 0%	$35,679 0%	$47,193 0%

SCPIE INDEMNITY CO. (SCPIE COS.)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles County	$14,716 0.0%	$43,058 0.0%	$70,372 0.0%
Orange	$16,108 0.0%	$47,272 0.0%	$77,304 0.0%
Riverside	$18,168 0.0%	$53,440 0.0%	$87,456 0.0%
San Bernardino	$17,312 0%	$50,880 0%	$83,258 0%
Kern	$12,500 0%	$36,456 0%	$59,532 0%
Santa Barbara	$11,944 0%	$34,800 0%	$58,812 3.5%
San Diego,Imperial	$13,480 0%	$39,384 0%	$64,364 0%
Ventura	$13,088 0%	$38,188 0%	$62,392 0%
North and Central CA including San Luis Obispo	$10,144 0%	$29,372 0%	$47,912 0%

2008

Request a Free Medical Malpractice Insurance Quote in California

THE DOCTORS COMPANY
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles, Orange	$14,237 0%	$54,505 0%	$63,272 0%
Kern, Riverside, San Bernardino, Ventura	$15,735 0%	$55,822 0%	$73,329 0%
San Diego, Imperial	$11,142 0%	$43,145 0%	$48,713 0%
Contra Costa, Madera, Mariposa, Merced, Monterey, San Benito, San Francisco, Santa Clara, Santa Cruz, Stanislaus	$7,766 0%	$29,300 0%	$33,939 0%
Remainder of State	$8,921 0%	$33,539 0%	$39,673 0%

MEDICAL INSURANCE EXCHANGE OF CALIFORNIA (MIEC)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Northern Calif.	$9,312 12.7%	$30,476 2.4%	$50,792 2.5%
Los Angeles	$15,832 12.7%	$51,812 2.5%	$86,348 2.5%
San Diego, Imperial, Ventura	$13,968 12.7%	$45,716 2.5%	$76,188 2.5%

NORCAL MUTUAL INSURANCE CO.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
San Mateo, Santa Clara, Santa Cruz, Fresno, Monterey Cos	$6,869 0%	$23,031 0%	$30,463 0%
Remainder of state	$8,673 0%	$29,081 0%	$30,463 0%
Riverside,San Bernardino Cos	$19,044 0%	$63,853 0%	$84,458 0%
Ventura, San Diego Cos	$18,115 0%	$60,741 0%	$80,342 0%
Los Angeles, Orange Cos	$20,283 0%	$68,007 0%	$89,953 0%
Kern, Santa Barbara, San Luis Obispo, Imperial Cos	$10,641 0%	$35,679 0%	$47,193 0%

2009

Request a Free Medical Malpractice Insurance Quote in California

THE DOCTORS COMPANY
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Los Angeles, Orange	$10,343 - 27.0%	$41,775 - 23.0%	$49,804 - 21.0%
Kern, Riverside, San Bernardino, Ventura	$13,740 - 13.0%	$48,746 - 13.0%	$64,033 - 13.0%
San Diego, Imperial	$9,730 - 13.0%	$35,273 - 18.0%	$41,128 - 16.0%
Contra Costa, Madera, Mariposa, Merced, Monterey, San Benito, San Francisco, Santa Clara, Santa Cruz, Stanislaus	$6,782 - 13.0%	$23,365 - 20.0%	$29,635 - 13.0%
Remainder of State	$7,790 - 13.0%	$28,498 - 15.0%	$34,644 - 13.0%

MEDICAL INSURANCE EXCHANGE OF CALIFORNIA (MIEC)
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
Northern Calif.	$9,312 0%	$30,476 0%	$50,792 0%
Los Angeles	$15,832 0%	$51,812 0%	$86,348 0%
San Diego, Imperial, Ventura	$13,968 0%	$45,716 0%	$76,188 0%

NORCAL MUTUAL INSURANCE CO.
COUNTY	INTERNAL MEDICINE (% change since last survey)	GENERAL SURGERY (% change since last survey)	OB/GYN (% change since last survey)
San Mateo, Santa Clara, Santa Cruz, Fresno, Monterey Cos	$6,869 0%	$23,031 0%	$30,463 0%
Remainder of state	$8,673 0%	$29,081 0%	$30,463 0%
Riverside,San Bernardino Cos	$19,044 0%	$63,853 0%	$84,458 0%
Ventura, San Diego Cos	$18,115 0%	$60,741 0%	$80,342 0%
Los Angeles, Orange Cos	$20,283 0%	$68,007 0%	$89,953 0%
Kern, Santa Barbara, San Luis Obispo, Imperial Cos	$10,641 0%	$35,679 0%	$47,193 0%

2010 coming soon.
To find the most current medical malpractice insurance rates in California, contact Mike Matray at the Medical Liability Monitor. MyMedicalMalpracticeInsurance.com has negotiated an excellent rate for all of our users, mention our site, and you can receive the Medical Liability Monitor at a low promotional price.